Hoyes Michalos – Reviews and Testimonials

I just declared bankruptcy with hoyes michalos and was extremely satisfied with the service. I was dealing with Benny, I found him to be a trustworthy, kind and patient man as well as extremely professional. I highly recommend this firm, they made the experience run smoothly and I thank Benny from the bottom of my heart!!!

Scott Terrio- absolute legend. Doug Hoyes- absolute legend. If they could share the Prime Minister role, our country would be in a better place. I'll settle for them helping me sort out my financial situation and moving forward in life.

If you feel like you are drowning as I once did, do not hesitate to contact Hoyes. You have options and they will show you your way. I will use my favorite analogy: You do not have to drown, just make the call and you can learn to swim again and they will teach you how to use safer and stronger strokes. Thank you Hoyes! You saved me & I know of others who are grateful for your business.

Most grateful for the advice and guidance received from Maureen Parent. She's a star and I'm giving her 5...

I was relieved after I reached out, I was made to feel very comfortable and especially appreciated that there was absolutely no judgement on their part. I would definitely recommend them without hesitation

I had my own worries and concerns when contacting Hoyes, Michalos but after talking with Billy Martell and Beau Humphreys I am at ease, I have knowledge and on my way to a Fresh Start. Thank you.

After I was diagnosed with MS, my wife and I found ourselves in real financial difficulties. The stress of our situation only made things worse for my health, and we felt like we were falling down a hole with no way to get out. Thankfully my wife found Hoyes, Michalos & Associates, because they have been incredible. Every interaction with them felt like a step being built to get us out of the hole. They never talked down to us, or made us feel ashamed. They treated us like people who they wanted to help, and explained everything so we could understand our options. We are now well on our way out of the hole, and we couldn’t be happier! Thank you Jennifer, Heather, Meg, and Margaret!

Nicholas was very comforting and understanding. When you turn to them times are hard already. Its nice to hear someone say it'll be ok.

I wish to say thank you to Rebecca & the entire staff at Hoyes Michalos for assisting me in creating a resolution for my situation I was in. They sat down with me, provided me options & a timed schedule that workes for me to pay back my debt. So now on this day Nov 18th , 2022 I can take back my life with a fresh start, and learn from my mistakes of the past.

Sincerely: Chris Gervais

I am very pleased with the professional, friendly and attentive service I received, focused on helping me through a difficult time. Alternatives were clearly laid out. A very well run organization. Billy and Beau were great. I highly recommend their services.

needed help getting back on track financially. Can not say enough good things about Hoyes, Michalos and of course Billy Martell who made the whole process seamless. What a relief to finally have things cleared up and us on a much brighter path now!

i like them they're very helpful, kind friendly and efficient .thanks

Hoyes, Michalos & Assoc. were a pleasure to deal with. They helped me every step of the way with my case. They told me exactly how to do things and always replied to me by email and kept me update with everything. Couldn't have asked for better. Thank you so much for your professionalism and your assistance with everything. I am now stress free.

I have just successfully paid off all my debts thanks to Hoyes Michalos & Associates Inc!

Jason never hesitated to answer any questions I had and was able to explain the process in a way that was easy for me to understand. He was available whenever I needed support and now I have a huge weight lifted off my shoulders.

Customer service: 10/10
Efficiency: 10/10

Best thing I have ever done was make the call to Hoyes, Michaelis and associates. The feelings of anxiety and embarrassment were quickly washed away from the moment I spoke to Howard. He was full of knowledge and empathy. I was thoroughly informed as to my options and made the best decision with guidance that I trusted completely. My follow up with Patricia was so helpful ..... It gave me hope for my financial future. I cannot recommend this company enough if one is considering doing a bankruptcy or proposal.

Jason was very helpful and professional when assisting me. He made the process very easy, and I am extremely happy with their service! I would definitely recommend them!

I must say that 5 stars aren't enough for Benny and his team at Hoyes, Michalos & Associates in North York. This has been a life-changing experience for me, they were professional, non-judgemental throughout the process, always willing to help and ready to answer any questions that I had at any time. Thank you Benny, Brennan and Wendy, I wish I could give you more than 5 stars. Thanks again!

My experience with Hoyes, Michalos & Associates has been exceptionally pleasant and educational! I felt no judgement from the first phone call right up t proposal drafting , to proposal acceptance and beyond! I’ve really enjoyed the Debt Free In 30 on YouTube as well. Really changing my relationship and way of thinking about money, finances and how I manage them! Very happy I took the first step and contacted the team!

Good afternoon it was a pleasure meeting with you lan Martin service was excellent recommend your company to anyone looking to get a fresh start.

Great job keep up the good work

Ian was great he was beey easy to talk to was very helpful with the process answered every question I had guided me with the best option to suit me he never made me feel like I was less then or made me feel guilty or bad for needing to do a consumer proposal, I was albe to reach him threw call and email very easy he is always very responsive.
I would highly recommend them especially Ian he's great.