Scott Terrio
MANAGER, CONSUMER INSOLVENCY
Manager, Consumer Insolvency
Scott brings his previous background in sales, marketing, and business development to making clients feel as comfortable as possible in trusting our advice and solutions under difficult circumstances. He is a regular author for Macleans, Moneysense and Canadian Business magazines, focusing on consumer debt issues. He is a frequent media commentator, appearing regularly on the Business News Network (BNN) TV and various radio broadcasts. He has also contributed to such publications as The Globe and Mail, The Toronto Star, The National Post, and The Walrus, among others.
Scott has been a guest on popular personal finance podcasts and a frequent guest speaker for a number of groups, associations and businesses. Scott works from our Toronto Downtown location.
Connect with Scott Terrio
Designations
- BA, University of Waterloo, 1993
- QIC (BIA Qualified Insolvency Counsellor), 2010
- Commissioner for Taking Affidavits, 2012-Present
- Certified BIA Estate Administrator, 2013
- CPCA (Certified Professional Consultant on Aging), 2016
Professional Experience
- Ontario Ministry of Ag, Food & Rural Affairs, 1993-1996
- John Deere Canada, 1996-2010
- Cooper & Co. Ltd. Licensed Insolvency Trustee, 2010-2018
- Hoyes, Michalos & Associates, 2018-Present
Recent Posts by Scott Terrio:
Should I File Personal Bankruptcy If My Business Closes?
Here is your guide to understanding what happens with unpaid debt if your business closes. Learn about restructuring debts, government debts, if you can still run your business, and more.
Category: Bankruptcy Basics
What To Do If Your Mortgage Is In Arrears
Struggling to pay your mortgage or have you already fallen behind? Don't worry, you have options available, including refinancing problem debt, selling your home, or filing a consumer proposal to get rid of unsecured debt to allow for more comfortable payment of your mortgage.
Category: Dealing with Debt
What Happens to a Financed or Leased Car in Bankruptcy?
Are leased or financed vehicles included in your bankruptcy? Learn how car payments are treated in a bankruptcy or consumer proposal and what happens to your car loan or lease obligation.
Category: Assets & Property