Hoyes Michalos – Reviews and Testimonials

I worked my case with the support of Sandra Sykora, and I can't thank you enough for the great support that she provided to me throughout the financial aid. Not only my case was completed successfully by a highly experienced professional but also a person who dedicates time and listening to your needs and goals and is kind towards your personal situation because it's stressful to face financial difficulties. Throughout the time, Sandra was clear, honest, supportive and encouraging. If you want the best people to work on your financial matters, look no more!

Amazing. Weight lifted off my shoulders, staff are so easy to talk to, easy to get ahold of, responds to emails, gives honest feedback to help you clean up your debt mess.

I have been struggling financially for close to 10 years, a friend of my reccomended Hoyes, Michalos & Associates to me, I was a little apprehesive at first, but Brian, Wendy and the team have taken great care of me. I have learned so much and am far less stressed.
Thank you so much!

I admit I was very embarrassed to find myself needing to inquire about making a consumer proposal. My counsellor Maureen, however, quickly made me feel at ease. She was understanding, kind and nonjudgemental. The process of making the application was actually both painless and helpful. I was surprised and relieved when Maureen gave me the news that my proposal had been accepted. Now my finances are much easier to manage!

Very professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very pleased with their service.

Bret Nicholson has worked wonders. He advised me of the paths I can take, from bankruptcy to consumer proposals with great detail. Instead of going the bankruptcy route, he took me the other way which would benefit a young man like myself. He is very ethical and honest and I would highly recommend him and the firm to anyone in need of help with regards to debt or any financial questions. Thank you again Bret.

I was so worried about my credit cards bill. I was guided over beyond my expectations special thanks to Jason who helped me with filling my consumer proposal. He is so good at his work and he is always available for any kind of inquiries. I am pleased by his work. Thank you so much hoyes and Jason.

Working with Maureen was a blessing. She was honest, upfront and sincere and was able to set my mind at ease. Easy to talk to and I couldn't ask for a better experience with such a sensitive matter. Truly appreciate the help. I would recommend her to anyone any day of the week. Thank you Maureen!

My husband and I retired in 2013, we were not prepared. In 2014 after emptying one retirement fund we realized we could not manage our level of debt. Even though we are of the generation taught to take care of our responsibilities, we could not.
We contacted Hoyes, Michalos (I don't remember who recommended them).
Everyone was pleasant, helpful, knowledgeable and capable. They made us feel comfortable with no sense of recrimination and helped us efficiently. Excellent service and care.
We have finished the five year term and realized we needed to improve our credit rating. We called Hoyes, Michalos again and they were able to help again.
We are grateful for the emotional care, knowledge and expertise. I would recommend them to anyone.

I had a great experience. I was very unsure about the whole situation I got myself into and thought there was no hope for me to get out of debt , they did a fantastic job and I would highly recommend them

They really help me out definitely a five star place to deal with

Extremely helpful and understanding. Thank you to Maureen for her professionalism.

I was so nervous and uneducated when it came to finances. They have made this scary process fast and extremely easy for me. During my counselling appointments I was given great information to help guide me.
I would highly recommend talking with them and seeing how simple and stress free it is to have them on your side.

Patrica was very professional and a great help when I didn’t know what to do with my financial problems. She was always very fast to answer when I had questions and made sure all the issues were taken care of right away. I would recommend this place over any other company that offers financial help they know what they are doing and how to treat there customers!

Great company, honest team, and excellent experience, you will be in safe hands, Thank you so much for your help. special thank you to Joel Sandwich you are the best

Brett and Maryia were both very knowledgeable and very helpful in the Consumer Proposal process. I was very scared going into it expecting it to be difficult; they made me feel very at ease and made me feel like I was really making the best decision for my financial issues

Thank you!

I am so grateful to Hoyes, Michalos & Associates for helping me through my Consumer Proposal. From the very beginning, the team was professional, supportive, and compassionate. They explained everything clearly, answered all of my questions, and guided me step by step through what felt like an overwhelming situation.

Thanks to their expertise and encouragement, my proposal was accepted, and I now feel hopeful and relieved about my financial future. I truly appreciate their kindness and professionalism, and I would highly recommend them to anyone in Markham or beyond who needs help with debt solutions.

Dianne

I highly recommend the services of Hoyes Michalos Associates. I went to their Guelph office and was given helpful, honest, and useful advice. They helped me solve a long running financial problem and gave me a new lease on life. Each step was explained fully and I was given choices I never knew I had.

I found Hoyes Michalos & Associates through a google search about consumer proposals. I am glad I made the right choice in calling their office. Rebecca Martyn was very helpful explaining the process and what my other options were regarding my situation. I chose the best fit for my family and she made the experience seamless and stress free. For years I was overwhelmed with debt and collection calls. I just wish I made the call sooner.

The experience that I had with Hoyes, Michalos & Associates had literally changed my life and my way of thinking about credit. Scott Schaefer had so generously taken the time to talk with me on 2 occasions; and he had kept in touch with me to help me to find out the best solution for my credit situation. His help was priceless, and I now know the best course of action to take thanks to his incredible knowledge and unending patience for me and my needs. I HIGHLY recommend Hoyes, Michalos & Associates, and I happily and confidently rate them a total of 10 STARS: 5 stars for Hoyes, Michalos & Associates and another 5 stars for Scott! Many thanks! 👍👍👍