Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1896 User Reviews
Jerome D Avatar
Absolutely impressed with the service and counseling offered here at Hoyes, Michalos & Associates thanks to Howard getting me started. Patricia offered great alternatives with her counseling to get myself back on track with my budget and future plans as well. These wonderful folks here at Hoyes care about you. And that's how I feel when dealing with them. I would highly recommend them, especially if you feel like you have no where else to turn to for help.
Read More
Jerome D. 9/02/2021
Scott Machay Avatar
Great help and a good group of people to work with.
Read More
Scott M. 10/03/2019
mademba cisse Avatar
Quick to respond, very effective, competent and friendly staff. No complaint.
Read More
mademba c. 1/21/2021
McMahon Family Avatar
I recently contacted Hoyes, Michalos & Assc. for guidance and was absolutely IMPRESSED with their professionlism, expertise, immediate responses. I HIGHLY recommend their services! Special thank you to Rebecca and Lorna for your immediate assistance!!!
Read More
McMahon F. 9/02/2020
A Google User Avatar
About 2.5 years ago, I visited them. They said I will never be able to pay off my debts unless to file bankruptcy, but now I’m debt free and leasing a car. Glad that I didn’t take their advice as well as other debt relief institutions because they only want you to file bankruptcy. How I did it? Read books and have self-discipline.
Read More
A G. 7/09/2020
Rachelle Jay Enova Avatar
Scott Terio and team are so great and helpful. One of the reason that convinced me right away for the proposal its because of Scott. He explained everything to me clearly. Everytime I have questions and confusion I can always reach out on him or anyone I spoke with the team were very helpful. Thank you for all your help. The team and service are excellent
Read More
Rachelle J. 10/14/2022
raymond barker Avatar
Staff was so extremely helpful and they made the process so easy. Help me reduce my debit and get me an easy payment to help me manage my money to save up for my future.
Read More
raymond b. 1/07/2020
Alex M. Avatar
I can tell you Benny and his team are fantastic, courteous and super patient to answer all your questions. Me personally felt no pressure when we met up first time, as I did not know what to expect, how to proceed. All I wanted is to put an end to all those calls, payment deadlines and garnishments.
Knowing what to expect meant everything as Benny helped me decide which steps to take and end the nightmare I was in. I can tell you for sure, if you have sleepless nights, just give Benny a call and be assured that he will find work hard to find the best solution to your problems.
Trust me when I say, if you want a quick turnaround to your debt problems, this is the place to go to. You won't regret it.
Read More
Alex M. 7/27/2020
Tsuyoshi Ohashi Avatar
Extremely helpful. Ted and his consultants know what they are doing. very professional. Before you go in and have high expectations that they can eliminate most of your debt, do some research about consumer proposals and whether or not your situation fits for what they need to do. 10/10 would recommend Hoyes and Michalos!
Read More
Tsuyoshi O. 4/06/2020
Edward Pesowski Avatar
Great service very easy to deal with Billy and Peter very much did everything
Read More
Edward P. 11/21/2020
Riaz Ishmail Avatar
Can't recommend Brian enough for helping me with my situation. He was very approachable, understanding and had no issue or any judgements. He transparently explained the whole process and my options in a simple manner that made the whole process more comfortable. Even after the process was put in motion he's was always responsive and helpful with any questions I had.
Read More
Riaz I. 4/29/2021
David Bonter Avatar
Brian and Courtney did an amazing job answering all my questions and laying out my options to get me where I am now - debt free and rebuilding my credit. I will tell everyone I know that has financial trouble to come speak to your team. Words cannot express my appreciation for their assistance getting me out of the hole I found myself in.
Read More
David B. 2/21/2017
Meighen Hurst Avatar
To say I had a positive experience with Hoyes and Michalos is an understatement. I dealt with Rebecca directly and I can say that she was absolutely amazing. All staff (including Joel) are very knowledgeable, patient and kind. Even your first contact with reception over the phone is extremely
positive and they are ready and willing to help you!

Throughout the entire process so far, I have felt like my own Hoyes family has been helping me through this very difficult time. Thank you all so much for your kindness. If you're having a difficult time organizing your finances, definitely give them a call. You will be happy you did!

Meighen
Read More
Meighen H. 5/12/2022
A Google User Avatar
Sandra helped me cut my debt in half. I highly recommend contacting Hoyes Michalos if you are drowning in debt payments. Don't hesitate!
Read More
A G. 8/04/2020
Janette Nicholson Avatar
I cannot thank this team enough for the help and guidance received. I was not sure what to do or where to do and who to trust! When I finally found this team and spoke with them, I knew I was dealing with professionals who cared about what they were doing and who they were doing it for. Thank you so much Scott and team for your help in my situation. I have knowledge and power to more forward. I am grateful for a company that cares. It's rare.
Read More
Janette N. 1/27/2022
Nicole Goulet Avatar
They are very professional, non judgement and super helpful with information possibilities since I had no idea what I was up against. I would definitely highly recommend their service.
Read More
Nicole G. 1/09/2024
Chereylene McChesney Avatar
Professional and empathic, Hoyes Michalos helped me through a really challenging time in my life. They were respectful and helpful throughout the process. I am grateful to them for their help and guidance.
Read More
Chereylene M. 7/29/2020
Richard Bors Avatar
5 stars in every area, I highly recommend anybody with debt issues, to please visit them for help.
Read More
Richard B. 6/12/2020
Steve Ali Avatar
I was looking for a place to do the proposal and you guys came up and you seemed to meet my needs. I spoke to Nicholas and he told me to come in and see him, he helped me out and it felt like I hit the nail in the head. Everything went well, there was no stumble in between. Very happy and pleased with the services provided by both Nicholas and Diana.
Read More
Steve A. 11/11/2019
Lyn Ne Avatar
Quality work, Totally recommended!
Read More
Lyn N. 2/06/2018

CHOOSE AN OFFICE NEAR YOU

Our licensed professionals will help you explore your debt relief options.
Arrange a free consultations in any of our locations across Ontario today.