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Consumer Proposal and Bankruptcy Blog | Debt Solution FAQs

Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our extensive debt help resource centre includes articles, videos, and podcasts on how to get out of debt including commonly asked questions about consumer proposals, bankruptcy, and debt consolidation options. Become informed about credit rebuilding and other money management tips as you search for a solution to your debt problems.

Do I Have To Go To Court If I File For Bankruptcy?

Do I Have To Go To Court If I File For Bankruptcy?

Bankruptcy is a legal process and in rare situations you may need to attend bankruptcy court. Find out when this can happen and what you should do if this is a requirement before your discharge.

Category: Bankruptcy Process

Tags: During Bankruptcy/Proposal

How Long Does It Take To Get My Credit Back After Bankruptcy or Proposal?

How Long Does It Take To Get My Credit Back After Bankruptcy or Proposal?

Completing a bankruptcy or consumer proposal offers a fresh financial start. Doug Hoyes explains how you can rebuild your credit following insolvency and how long rebuilding credit after insolvency can take.

Category: Credit Repair

Tags: Life After / Recovery

Do I Need To Include All My Creditors And Debts In A Bankruptcy?

Do I Need To Include All My Creditors And Debts In A Bankruptcy?

In an insolvency do you need to include all individuals you owe money too? Even family or friends? This guide covers what debts to include and why, as well as what happens to your credit cards.

Category: Debts Discharged

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Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Hoyes Michalos provides residents of Ontario burdened with debt a fresh start. As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

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