Understand your rights and options when facing creditor actions in Canada. Learn about different types of creditor actions, including collection calls, wage garnishments, and legal proceedings. Discover how to respond to calls from creditors effectively and with less stress. Get information on the legal limits of what creditors can do to collect debts. Understand the concept of the statute of limitations on debts and how it affects how long creditors can sue. Learn about the automatic stay of proceedings provided by bankruptcy and consumer proposals. This section equips you with the essential knowledge to protect your rights and navigate creditor actions confidently while seeking appropriate debt relief solutions.
Quick Guide Links: Read essential information at a glance on two of the most common collection actions: how to stop a wage garnishment and how to stop collection calls for good.
Feeling pressured by creditors? Don’t face them alone. Contact Hoyes Michalos for a free consultation. Our Licensed Insolvency Trustees can explain your rights and help you find relief from creditor actions.
Bankruptcy provides protection from collection calls, however not all creditors get the message. Find out the three things to say if a collection agent calls you and when to turn to your trustee for help.
Category: Creditor Actions
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Category: Creditor Actions
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Category: Creditor Actions
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Category: Creditor Actions
It can be stressful having collections agents threatening you for unpaid debts. Learn what your rights are as a debtor, how to protect yourself from creditors and what to do if actions have been taken.
Category: Creditor Actions
Wage garnishment is one of the legal actions your creditors can take when you have unpaid debts. Find out everything you need to know about this legal proceeding and how bankruptcy can stop this.
Category: Creditor Actions
If your creditors have already obtained a garnishee in court, there are two alternative options you have instead of paying it. We’ll explain ways you can make a deal with your creditors in this blog.
Category: Creditor Actions
As a government agency, CMHC can keep your tax refund if you them money. Find out how this debt, like any government debt, can be eliminated through a bankruptcy or proposal.
Category: Creditor Actions
Have you signed a voluntary wage assignment with a payday loan company or other creditor? Find out how you can revoke this assignment or stop a garnishment by filing bankruptcy if you can't repay.
Category: Creditor Actions
