If your unpaid debts have been turned over to a collection agency we explain what you need to know about how long collection agencies can pursue debt in Canada, both legally and with those annoying phone calls.
Paying a collection agency can leave a bad mark on your credit report longer. We explore three reasons why you should not pay a collection agency and what alternatives you may have to deal with unpaid debts.
What are your options if CRA says you were ineligible and must repay CERB, CRB or other pandemic related benefits? Can you file a bankruptcy or proposal if you can't afford to pay back CERB? Doug Hoyes explains.
There are provincial regulations that collection agencies must abide by. This blog outlines these rules, ranging from how often and when an agency can call, what they can say and when they can threaten legal action.
The Emergency Loan for Canadians Abroad program has issued repayment requests to recipients to pay in full within 180 days. Here, we explore what to do if the allotted time passes and you have unpaid debts.
Are you worried a collection agency will act on their threat and sue you? Doug Hoyes explores how debt collectors obtain files, when they can take you to court and what to do if you have a judgement against you.
Being in debt to the Canada Revenue Agency can be unnerving. The CRA has strong collection powers under the Income Tax Act and the Excise Tax Act so it’s important to know what you can do if you owe... Read more »
Are you tired of collection calls? Unfortunately, ignoring the calls or waiting for the collection agents to forget about your debt won’t work. If you have an outstanding debt that has been sent to collections, it’s... Read more »
When it comes to privacy, organizations are required to follow federal and provincial legislation which prohibits the use of personal information in an inappropriate or unreasonable manner. As part of the federal private sector, The... Read more »
It might surprise you to know just how many tools collection agents have to be able to locate you when you owe money. Today I talk with Blair Demarco-Wettlaufer, Managing Partner of Kingston Data &... Read more »
You made the decision to deal with your debts. You met with a trustee, filed bankruptcy and have a plan to get your fresh start. So why are you still receiving calls from collection agents telling... Read more »
While there are rules and regulations in Ontario that govern the behavior of collection agencies and their agents, we still hear from clients some particularly worrisome stories. On today’s show former collection agency lawyer, Mark... Read more »