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What Does Debt & Bankruptcy Look Like in Your City?

What does insolvency look like in your neighbourhood? How many people file bankruptcy? How much debt do they have? Select a city to see data about insolvencies by region in Ontario.

Our interactive regional infographic shows how much consumer debt causes bankruptcy and how many personal bankruptcies were filed in 2019 by major Ontario city or region.

Consumer debt excludes mortgage debt. This is debt used primarily to consume goods & services rather than build wealth. It includes credit card debt, personal loans, tax debt, student debt, utilities & accounts in arrears and non-mortgage secured debt. Much of this debt is high-interest loans from financing companies and payday loans.

More information can be found in our annual Joe Debtor study.

Select your city
Ontario
Consumer Insolvency Filings
Average Unsecured Debt
Debt to Income
Percent of Consumer Proposals
44,852
Consumer Insolvency Filings
$58,923
Average Consumer Debt
183%
Debt-to-Income
67%
Consumer Proposals

Key Terms

Consumer Insolvency Filings: The number of people who filed personal bankruptcy or a consumer proposal in 2019.

Average Consumer Debt: Average personal loans, credit cards, tax debt, student loans, payday loans, other unsecured debt and non-mortgage secured debt.

Debt-to-income: Average consumer debt as a percentage of annual after-tax income

Ontario
Consumer Insolvency Filings
44,852
Consumer Insolvency Filings
Average Unsecured Debt
$58,923
Average Consumer Debt
Debt to Income
183%
Debt-to-Income
Percent of Consumer Proposals
67%
Consumer Proposals

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