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In consideration of COVID-19, consultations are now available by phone and video chat.

We are now available by phone and video chat.

Hoyes, Michalos & Associates Inc. Debt Relief Experts

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Hoyes Michalos - Licensed Insolvency Trustee

Hoyes Michalos provides residents of Ontario burdened with debt a fresh start. As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

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