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Hoyes Michalos Debt Free in 30 Newsletter Archive

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Hoyes Michalos Debt Free in 30 Newsletter

Three different credit cards on a keyboard

Are You Using Revolving Credit Correctly?

September 2023

Topics: The Benefits & Risks of Revolving Credit, Are Credit Cards Right for Credit Repair?, How Much Available Credit Should You Have?, $50 Sobeys Gift Card Giveaway.

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What Are Credit Bureaus?

August 2023

Topics: How Credit Bureaus Work in Canada, Beware of Non Credit Bureaus, How Long Does Information Stay on Credit Report, $50 Staples Gift Card Giveaway.

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Protect Against Job Loss

July 2023

Topics: 3 Truths To Protect Against Job Loss, Should You Become Self-Employed, 4 Tips To Stay Employed, Avoid Money Problems If You Lose Your Job, $50 Petro-Canada Gift Card Giveaway.

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What is a Balanced Budget?

June 2023

Topics: Create a Realistic Budget For Your Family, The 50-30-20 Budgeting Rule For 2023, 4 Tips For a Successful Budget, $50 President's Choice Gift Card Giveaway.

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What Influences Your Credit Score?

May 2023

Topics: What Credit Utilization Means For Credit Score, 3 Credit Score Myths You Need to Know, $50 Walmart Gift Card Giveaway.

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Tips To Cut Grocery Costs

April 2023

Topics: Why Groceries Are So Expensive and What To Do, Did You Know There's a Snack Tax, 3 Ways to Save When You Grocery Shop, $50 Sobeys Gift Card Giveaway.

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Top Scams To Watch in 2023

March 2023

Topics: Beware The Latest Scams According to Interac Fraud Expert, Watch Out For This Investment Scam, Stay Safe with a Security Self-Checkup, Tips to Protect Yourself From Fraud, $50 Canadian Tire Gift Card.

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Managing Money in a Crisis

February 2023

Topics: How to Manage When Money Gets Tight, How to Cope with Financial Stress, 7 Money Tips to Remember in a Crisis, $50 Esso Gift Card Giveaway.

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Focus On The Little Wins

January 2023

Topics: List of Financial Achievements, Advice If You are Struggling, $50 PC Gift Card.

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5 Money Tips For 2023

December 2022

Topics: Setup Your Money System, Choose Your Spending Priorities, Build You Money Buffer, Learn How to Say No, Have a Long-Term Goal For Your Money, $50 Walmart Gift Card.

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Hoyes Michalos - Licensed Insolvency Trustee

Hoyes Michalos provides residents of Ontario burdened with debt a fresh start. As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

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