Debt Relief Experts
Sign up for our
Newsletter
You're subscribed!
Please enter valid email
Hoyes Michalos Debt Free in 30 Newsletter
Does Your Budget Need Tweaking?
April 2021
Topics: How to Balance Needs vs. Wants; 7 Reasons Why Budgets Fail; Free Budgeting Workbook; Personal Finance Q&A; $50 Home Depot Gift Card Giveaway.
How Scam Savvy Are You?
March 2021
Topics: How to Spot E-Transfer Fraud, Be Wary of COVID-19 Fraud, Protect Your SIN - Tips from Canada.ca, Canadian Anti-Fraud Centre Updates, Personal Finance Q&A, Esso Gift Card Giveaway.
Credit Rebuilding 101
February 2021
Topics: Free Credit Rebuilding E-Book, What is Credit History, Errors on Credit Report, $50 Walmart Gift Card Giveaway.
COVID-19 & Your 2020 Tax Return
January 2021
Topics: Work From Home Tax Deductions, How Much Will I Need to Cover My CERB Taxes?, Should You Get an Instant Refund?, $50 PC Gift Card.
Build a Better 2021
December 2020
Topics: Take Control of Your Reality; How to Rebound from Adversity; The Gentle Art of Saying No; Money Master Class Do-Over; Debt Free Forever Book Giveaway; Personal Finance Q&A.
Christmas Planning in 2020
November 2020
Topics: Will We Finally Spend Less This Christmas; Don't Fall for Black Friday Marketing Tricks; 14 Ways to Travel Without Leaving Your Home; The Case Against Buying Christmas Presents, Personal Finance Q&A; Walmart Gift Card Giveaway; Discretionary vs Non-Discretionary Expenses.
Stay Safe From Fraudsters
October 2020
Topics: Beware Fake CRA Calls; How to Protect the Elderly From Financial Exploitation; Safe Online Shopping Tips During Pandemic; COVID-19 Frauds and Scams To Be Wary Of; Personal Finance Q&A; Home Depot Gift Card; Avoid Credit Repair and Savings Loan Scams.
Emerge Financially Stronger
September 2020
Topics: Emergency Fund or Credit Card Debt?; Create a Plan for When CERB Runs Out; Download Free Debt Repayment Worksheet; Pay Close Attention to Cashless Spending; How to Build Resilience in the Era of COVID-19; PC Card Giveaway; Dealing with Deferrals When Deferral Period Ends.
Navigating Taxes on COVID-19 Benefits
August 2020
Topics: CERB is a Taxable Benefit; CRA Extends 2019 Tax Payment Due Date; Unfiled Taxes May Cause Benefits Interruption; $442 Million in CERB Double-Payments Were Accidentally Sent Out; How to Return CERB Over-Payments, Double Payments, Ineligible Payments; Staples Gift Card Giveaway; Would Printing More Money Solve Our Economic Problems.
Maintaining New Financial Habits
July 2020
Topics: Build an Emergency Fund, Use Visual Cues to Stick to Your Habits, The Benefits of Automated Savings, How to Add Purpose To Your Money, Canadian Tire Giveaway, Make Small Micropayments Towards Your Debts.