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Hoyes Michalos Debt Free in 30 Newsletter Archive

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Hoyes Michalos Debt Free in 30 Newsletter

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5 Money Tips For 2023

December 2022

Topics: Setup Your Money System, Choose Your Spending Priorities, Build You Money Buffer, Learn How to Say No, Have a Long-Term Goal For Your Money, $50 Walmart Gift Card.

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Stack of Christmas cookies tied with red bow, ingredients, festive winter holiday decorations, old recipe cards, cookie cutters, on rustic wooden table

Tips For An Affordable Christmas

November 2022

Topics: Having a Great Christmas on a Budget, How To Say No To Things During The Holidays, Free and Fun Gift Ideas, $50 President's Choice Gift Card Giveaway.

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How to Retire on a Limited Income

October 2022

Topics: Retiring with Limiting Savings? Here's What To Do, What Are All the Sources of Retirement Income, Budget For Your Retirement, $50 Canadian Tire Gift Card Giveaway.

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Which Bank Should You Use?

September 2022

Topics: Choosing The Right Bank For You, How Many Bank Accounts Should You Have, Should You Have a Joint Bank Account, $50 Walmart Giveaway.

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What’s Good Credit Utilization?

August 2022

Topics: Credit Utilization Rate Explained, Best Credit Utilization Rate to Increase Credit Score, 3 Simple Tips for Improving Your Credit Score, Do You Use Telus For Your Cellphone Service?, $50 Canadian Tire Giveaway.

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piggy bank and groceries

Stretch Your Grocery Dollars

July 2022

Topics: How to Control Your Food Budget, Fight Shrinkflation at the Grocery Store, Is Bulk-Buying Always a Good Idea, $50 Sobeys Giveaway.

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Track Your Credit The Right Way

June 2022

Topics: How Often Should You Check Your Credit, Get Your Credit Report for Free, Don't Obsess Over Your Credit Score, $50 Esso Gift Card Giveaway.

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Are You Risk-Ready?

May 2022

Topics: What is Personal Finance Risk, 3 Truths to Protect Yourself From Job Loss, Will You Need Insurance, Do You Have an Emergency Fund Yet, $50 PC Gift Card Giveaway.

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Investing 101

April 2022

Topics: Investing When You're Debt Free, Basics of Investing Guide, Personal Finance Q&A, $50 Petro-Canada Giveaway.

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Watch Out For These Money Scams

March 2022

Topics: Impersonation Fraud Is On The Rise, Don't Fall For E-Transfer Fraud, 10 Signs of a Loan Scam, Sobeys Giveaway.

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Hoyes Michalos - Licensed Insolvency Trustee

Hoyes Michalos provides residents of Ontario burdened with debt a fresh start. As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

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