Working Together To Solve A Financial Crisis. The Better Choice.

Posted in Success Stories
Posted by Janette Martin, CERTIFIED CREDIT COUNSELLOR

With Valentine’s Day approaching I thought it was a good opportunity to write about financial problems and how they affect relationships. Marriage might start out as cinnamon hearts and expressive hard candies but, when faced with pressures of every day life, will it survive or will it fail? Usually when we meet with individuals who […]

Surviving Job Loss with David Trahair

Podcasts
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Today's guest David Trahair provides practical steps to move ahead financially and put yourself in the best possible position after experiencing job loss.

25 Debt Consolidation Tips From Our Experts

Posted in Debt Help

One of the many benefits of choosing Hoyes Michalos is that you're not only choosing one person to help you get out of debt, you're choosing a team. Our Licensed Insolvency Trustees have a variety of skill sets and each one of them brings something different to the table. We're able to pull from each […]

How One Man Retired Debt-Free at Age 48

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

If you're like most Canadians, you dream of a long and enjoyable retirement. Is it possible to retire early and achieve that by the age of 48? While it is an anomaly, my guest today did just that.

Make Financial Responsibility Your New Year's Resolution

Posted in Money Tips

Every January should be a time to consider where you are financially and where you want your financial future to go. We should always be challenging ourselves to become more financially responsible. Yes it is like the New Year’s resolution, but the results can affect you the rest of your life. Let’s set you up […]

30 Practical Tips To Avoid Debt

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Today’s show is our 100th episode of Debt Free in 30. Since, it first aired in September 2014, Debt Free in 30 has broadcast 100 episodes over 2 seasons to thousands of listeners. To celebrate this milestone, I broke away from my usual format. No guests, no specific topics this time. Instead, I shared my top 30 tips to help you avoid unwanted debt.

Best Of Show - 4 Easy Steps To Save Money With Nicole Olsen

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: One of our most download Debt Free in 30 shows this year was my conversation with Nicole Olsen, the Financial Literacy Program Director for Financial Fitness in Windsor and Sarnia, Ontario.  You can read about her […]

Best Of Show: Is Making A Budget A Waste Of Time?

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Today's show is a rebroadcast of Show #72, originally aired on January 16, 2016, and it deals with a topic about which I disagree with most financial "experts": budgeting.  I believe that budgeting […]

5 Ways To Survive Without a Credit Card

Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Most people would agree that it’s almost impossible to live without a credit card today. We no longer operate in a cash only society, in fact the use of cash to pay for things is on the decline in Canada.  Without a credit card you can’t easily book a hotel room or make a purchase […]

Are You Prepared For The Unexpected?

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Today on Debt Free in 30, Promod Sharma from Taxevity explains why having life insurance is as important as creating a an emergency fund and how to choose the best coverage and advisor for you.