Nicholas To

CPA, CMA, CIRP Licensed Insolvency Trustee

Nicholas To CPA, CMA, CIRP

Nicholas is a Licensed Insolvency Trustee who works with clients in our Markham and Oshawa locations to help them eliminate their debt. He takes pride in providing personalized debt relief solutions to individuals and families struggling with overwhelming debt. He is fluent in Cantonese and is happy to discuss issues in person or over the phone.

Prior to making the move to help individuals solve their debt problems, Nicholas previously worked for a large firm focusing on corporate restructuring.  Nicholas is well-connected and well-versed with Canada’s chartered banking system. Nicholas is also an active member in the local business community.

Designations icon Designations

  • Bachelor of Commerce (B.Comm), Ryerson University, 2005
  • Certified Management Accountant (CMA), 2008
  • Chartered Professional Accountant (CPA), 2013
  • Chartered Insolvency and Restructuring Professional (CIRP), 2014
  • Licensed Insolvency Trustee (LIT) and Consumer Proposal Administrator, Government of Canada, 2015

Experience icon Professional Experience

  • Canada Revenue Agency, 2005 – 2007
  • Grant Thornton LLP, 2007 – 2017
  • Hoyes, Michalos & Associates Inc., 2017 – Present