If you're carrying multiple high-interest debts like credit cards and loans, this detailed guide will help you understand whether you should consolidate debt or do a debt settlement to achieve debt relief.
Trying to figure out if a joint loan is your best option? Learn here, about the pros and cons of having a joint consolidation loan with your partner and debts that may be a bad idea to consolidate.
Considering borrowing against your vehicle to help deal with some debts? Find out how car title loans work, the advantages and disadvantages, and other options you have to pay off debts.
Are you in a difficult financial situation and looking at options on how to deal with your debts? Here is your guide to two common approaches: debt management plans and consolidation loans.
Thinking about applying for a debt consolidation loan, but don’t have good credit? A cosigner can help you get approved but there are risks. Learn the pros and cons, and alternatives if you are not successful.
Getting a debt consolidation loan to pay off debt seems like a simple solution, but it may not be. In this detailed guide, we explain everything you need to know before applying for a consolidation loan.
Should you consolidate credit card debt with a home equity line of credit? Find out how a home equity line of credit works and if it’s really the right choice for you.
Are you looking for a way to consolidate credit card debt, overdue bill payments or other unsecured debts? A debt consolidation loan may not be your best option when it comes to consolidating and reducing... Read more »
When you carry a lot of credit card debt, typically on more than one credit card, a common debt management solution is to get a debt consolidation loan. But, if you’ve fallen behind on your monthly... Read more »
Life today is expensive. Many people find themselves without enough money to cover their living expenses. With the increasing cost of housing, utilities, cell phones, insurance, groceries, and clothing – the list of expenses seems... Read more »
If you have a lot of credit card debt and own a home, you may be thinking of getting a second mortgage to pay off debt. Interest rates are low, and home values are rising.... Read more »
Last week we discussed the impact car loans have on our debt levels. This week we’re taking a larger bite out of secured debt and discussing how homeowners cope with their debt, and what they do... Read more »
One of the many benefits of choosing Hoyes Michalos is that you’re not only choosing one person to help you get out of debt, you’re choosing a team. Our Licensed Insolvency Trustees have a variety... Read more »
“Debt consolidation” is often a phrase that people associate and confuse with “debt relief”. The belief is that if you consolidate your debt, you’ll be better off. But is that true? There are pros and... Read more »
My guest today is Kerry K. Taylor. Her website, Squawkfox, is considered by many to be the “gold standard for personal finance blogging”. I’ve followed Kerry’s work for many years, so I was very interested to... Read more »
Debt Relief Experts
