Applying jointly for a loan can improve your chances of being approved, but should a married couple use their combined credit to consolidate debt, especially if one partner has a bad credit score? The correct... Read more »
There are many ways to pay off or consolidate a few bills and credit card debts, but is getting a title loan the best consolidation option? I’m going to explain how title loans work, their... Read more »
If you have a few problem debts, perhaps an outstanding credit card balance, a cell phone bill, or unsecured financing loan, what can you do to pay off that debt faster? Should you consolidate your... Read more »
If you are looking to consolidate debt with a new personal loan and have a low credit score, your lender may request you get a debt consolidation cosigner before approving your application. The question is,... Read more »
If your current debt carries a high-interest rate, one way to reduce your borrowing costs is to consider a debt consolidation loan. Every day I talk with someone about whether or not a debt consolidation... Read more »
A home equity line of credit (HELOC) is a loan secured by the equity in your house. A HELOC is often presented as a great borrowing tool because unlike with credit cards or unsecured loans,... Read more »
Are you looking for a way to consolidate credit card debt, overdue bill payments or other unsecured debts? A debt consolidation loan may not be your best option when it comes to consolidating and reducing... Read more »
With the rapid rise in the real estate market, you may now find yourself with significant equity in your home, yet you are also carrying high interest unsecured debt. On paper you have equity in... Read more »
When you carry a lot of credit card debt, typically on more than one credit card, a common debt management solution is to get a debt consolidation loan. But, if you’ve fallen behind on your monthly... Read more »
Life today is expensive. Many people find themselves without enough money to cover their living expenses. With the increasing cost of housing, utilities, cell phones, insurance, groceries, and clothing – the list of expenses seems... Read more »
The number one reason people take out a second mortgage is because they’re looking for a way to pay off credit card debt. The question is will a second mortgage help you clear up those debts,... Read more »
Last week we discussed the impact car loans have on our debt levels. This week we’re taking a larger bite out of secured debt and discussing how homeowners cope with their debt, and what they do... Read more »
One of the many benefits of choosing Hoyes Michalos is that you’re not only choosing one person to help you get out of debt, you’re choosing a team. Our Licensed Insolvency Trustees have a variety... Read more »
“Debt consolidation” is often a phrase that people associate and confuse with “debt relief”. The belief is that if you consolidate your debt, you’ll be better off. But is that true? There are pros and... Read more »
My guest today is Kerry K. Taylor. Her website, Squawkfox, is considered by many to be the “gold standard for personal finance blogging”. I’ve followed Kerry’s work for many years, so I was very interested to... Read more »
Debt Relief Experts