On today’s podcast we cover several issues around Registered Education Savings Plans including: what they are and why you should invest in an RESP to save for your child’s education; what happens to your RESPs... Read more »
By the time you approach retirement age you should be out of debt, right? That’s the conventional wisdom, because after a life of working you have paid off your mortgage and other debts, and accumulated... Read more »
One of the duties and responsibilities of filing for either bankruptcy or a consumer proposal is the requirement to attend two financial counselling sessions. The Office of the Superintendent of Bankruptcy (OSB) is currently conducting... Read more »
On April 15, 2014 Regional Senior Justice Morawetz of the Superior Court of Justice – Ontario released his order granting Cash Store Financial Services Inc. protection under the Companies’ Creditors Arrangement Act, a form of... Read more »
UPDATE – Posted April 15, 2014 – Cash Store Financial Services Inc. Files for Bankruptcy Protection The Cash Store’s problems continue, as they have now filed for bankruptcy protection (under the CCAA, a form of... Read more »
I appeared as the “bankruptcy trustee” on an episode of Gail Vaz-Oxlade’s television show Money Moron. (You can watch the show on the Slice website; it’s season 2 episode 6 I appear at about the 11:40... Read more »
Attending college or university is expensive, and if you have to borrow more than you can repay it may not be worth it. Statistics Canada released a study showing that undergraduate tuition continues to rise. Average... Read more »
UPDATE: New debt settlement rules in Ontario effective July 1, 2015: Full details on our post on Will The New Debt Settlement Laws Protect Consumers? The new rules: Ban debt settlement companies from charging up-front... Read more »
UPDATE: New debt settlement rules came into effect in Ontario effective July 1, 2015: Full details on our post on Will The New Debt Settlement Laws Protect Consumers? The practice around debt consultants in Ontario continues to... Read more »
Usually on the Hoyes Michalos Blog we discuss technical matters about bankruptcy and consumer proposals. Occasionally, however, we “kick it up a notch” and take a more aggressive position, arguing against injustices we see in the... Read more »
Doug Hoyes discusses bankruptcy on the reality TV show Til Debt Do Us Part In the summer of 2007 I got a call from the producers of Til Debt Do Us Part, a Reality TV... Read more »
Debt Relief Experts
