Toronto Bankruptcy Trustees & Consumer Proposals

Become Debt Free

Hoyes Michalos is one of Toronto’s largest Licensed Insolvency Trustee firms focused solely on helping individuals file a consumer proposal or bankruptcy in Toronto. Visit one of our ten convenient Toronto bankruptcy locations and begin your road to living debt free.

40,000 People in Ontario have Trusted Hoyes Michalos for their debt relief

A Consumer Proposal can help you:

  • Consolidate unsecured debt
  • Make only one, single, lower monthly payment
  • Eliminate interest
  • Stop creditor actions
  • Keep your assets

Reduce principal repayment by as much as 70%

Understanding your Toronto debt relief options is important.

Read more about your options including a consumer proposal or personal bankruptcy to see which is the right solution for you. Our Toronto experts are happy to answer any questions you may have about:

  • Filing a bankruptcy or consumer proposal in Toronto.
  • How the bankruptcy or consumer proposal process works.
  • What a bankruptcy will cost and how it will compare to the cost of a consumer proposal.
  • How each option will affect your credit.

Our Government Licensed Insolvency Trustees work with you to understand your unique situation and determine the best solution to help eliminate your debt. We will answer all your questions about how to file a consumer proposal or bankruptcy in Toronto and the process involved.

You are guaranteed respect, confidentiality and expert financial advice. At Hoyes Michalos we believe you should always talk with a professional. Our Toronto bankruptcy locations are managed by experienced, Toronto Licensed Insolvency Trustees and qualified Credit Counsellors. We offer debt management advice, and bankruptcy and consumer proposal services through several GTA locations to help you get out of debt.

To reach us, call us at 1-866-747-0660 or contact any of the trustees in any one of our Greater Toronto Area locations below.

      We have offices throughout Ontario. Find an office near you: