- Home
- Consumer Proposals
-
Bankruptcy
- Guide to Personal Bankruptcy in Ontario
- Understanding the Bankruptcy Process
- How long does the bankruptcy last in Canada
- #1 Alternative to Bankruptcy
- Find a Bankruptcy Trustee
- Get a Free Online Evaluation
- Need more information? Email us now.
- Will I lose everything?
- How will Bankruptcy affect my spouse?
- What happens to my home in bankruptcy?
- How much will it cost?
- What about my student loan?
- Frequently Asked Questions
- Bankruptcy Blog
- Dealing with Debt
- About Us
- Contact Us
Read previously published articles from Hoyes.com
October 20, 2010 – With the launch of our new website today we want to make sure as much previously published material is available to our clients and website visitors. We created this archive to provide access to articles that continue to help people understand the various options for manageing their debt.
Because this is an archive of articles from our previous site, we can not guarantee the integrity of all links on this pages.
If you have questions about your financial situation, please contact us.
Bankruptcy articles:
- Hoyes Michalos & Associates Inc.: Top 12 Ontario Bankruptcy Articles
- A Brief History of Bankruptcy Reform in Canada
- Bankruptcy Reform: RRSPs now Exempt from Seizure in a Bankruptcy (under Certain Conditions)
- Personal Bankruptcy Statistical Trends: 2009
- What Are Bankruptcy Warning Signs?
- Wage Earner Protection Program: What Does It Mean for Employees of Bankrupt Companies?
- Bankruptcy Law Changes: Should I Go Bankrupt Now, or Wait Until the New Rules in Bill C-12 Become Law?
- Hoyes Michalos: Discussing Bankruptcy on the Radio
- Yes, You Can Keep Your Car in Bankruptcy!
- New Bankruptcy Law in Canada
- New Bankruptcy Rules in Effect September 18, 2009
- New Bankruptcy Rules: The Most Significant Changes
- Personal Bankruptcy Statistics for 2004 and 2003: How Many People go Bankrupt?
- Personal Bankruptcy: Statistics for 2004
- Personal Bankruptcy Statistics for 2005 and 2004: How Many People go Bankrupt?
- Personal Bankruptcy: Statistics for 2005
- Personal Bankruptcy Statistics for 2006 and 2005: How Many People go Bankrupt?
- Personal Bankruptcy: Statistics for 2006
- Personal Bankruptcy: Statistics for 2007 and 2006
- Personal Bankruptcy: Statistics for 2007
- Personal Bankruptcy: Statistics for 2008 and 2007
- personal-bankruptcy-statistics-2008.htm
- Personal Bankruptcy: Statistics for 2009 and 2008
- Personal Bankruptcy: Statistics for 2009
- Personal Bankruptcy in Canada: Watch Our Personal Bankruptcy Video
- Hoyes, Michalos Comments on Stelco Seeking Bankruptcy Protection from Creditors
- Division Offices of the Superintendent of Bankruptcy
Consumer Proposal articles:
- Bill C-12: Student Loans May be More Difficult to Deal with in a Consumer Proposal
- The Hoyes Michalos Indicator (HMI): Consumer Proposal and Bankruptcy Predictions in Canada
- Consumer Proposals: Canada's Best Kept Secret for Dealing with Debts and #1 Bankruptcy Alternative
- Consumer Proposals: Debt Limit - the New Rules
- Consumer Proposals: Watch Our Proposals to Creditors Video
- What are My Options if My Income is from Social Assistance, Pensions, or Support Payments?
Debt management articles:
- Answers to Common Debt Questions
- Credit Card Debt: Make a Plan and Deal with Your Credit Card Debt
- Dealing with Collection Agents and Bill Collectors: Make a Plan
- Income Tax Debt: Dealing with Tax Debt in Canada
- Five Essential Steps to Get Out of Debt
- Debt Advice: Call For a Free Consultation
- Home Ownership and Money Problems: What You Can Do to Help Yourself
- Your Summer Survival Plan - A Radio Series on Dealing with Debt in Ontario
- What are My Options if I Earn Minimal Income?
- Making a Plan for Dealing With Debt
- Budgeting and Budget Analysis: Make Your Personal Budget Work for You!
- Problem Gambling - A New Cause of Financial Trouble
- What is a secured creditor?
- What are My Options if My Student Loan is Less than 5 Years Old?
- Did Student Loan Bankruptcy Laws Change?
- Student Loans in Bankruptcy: Student Loans Now Automatically Discharged after Seven Years
- Five Tips to Survive the Economic Crisis
Miscellaneous articles:
- Bankruptcy Press Coverage on Hoyes, Michalos & Associates Inc.
- Hoyes Michalos' Most Popular Videos
- Find Lending Institutions: Link to Banks and Other Lenders in Canada
- Hoyes, Michalos & Associates Inc.: 2009 Personal Bankruptcy Statistics: Press Information
- Helpful Links | References
- Hoyes Michalos' Testimony before The Senate
- Doug Hoyes discusses bankruptcy on the reality TV show Till Debt Do Us Part
- Hoyes Michalos' Trustees: Video Introduction
Select your location: