Ontario increases protection for cars, furniture and houses effective December 1, 2015 NOTE: As these laws are new and have not been tested in court, we are giving our best guess as to how the courts will interpret these new laws. We are providing information that is general in nature, and it may not be […]
Alyssa Furtado, founder of Ratehub.ca explains why it's important to compare financial products to get the best rates and features for your financial situation.
Today's Debt Free in 30 guest is Alyssa Furtado, founder of Ratehub, to talk about the importance of doing your research when it comes to financial products.
When you need to file a consumer proposal, where to file depends on two factors: Who is legally able to file a consumer proposal for you; and How the Bankruptcy & Insolvency Act defines your ‘location’. In order to file a consumer proposal, you first need to meet with a licensed trustee. Your initial discussions […]
I'm a strong believer in financial education, and that’s why I am pleased to announce that I'll be a panelist at the Investor’s Guide To Thriving: How to Navigate in a High-Debt, Low Growth, Bubble-Prone World event in Toronto on November 29th. This educational event is presented by Larry Berman, a Co-Founder of ETF Capital Management, and […]
On this episode of Debt Free in 30, Senior Analyst at the Office of the Privacy Co missioner of Canada, Vance Lockton, explains Canadian privacy law & gives advice for protecting your information.
Announcer: This is Debt Free in 30, where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. Here's your host, Doug Hoyes. Doug H: We've got a great show for you today with a guest who has a lot to say about the world of debt and finance […]
It makes sense why if you carry a balance on your credit cards you must give up your credit cards when you file bankruptcy or a consumer proposal. The debts are included in the bankruptcy, so the credit cards are also cancelled. But what happens if you have a credit card that has no balance owing? Are […]
A finance company that loaned you the money to buy the car is a secured creditor. If they registered a lien on the car, then they have a right to seize the car if you default on your payments. If you have an unsecured loan however, like a payday loan or credit card loan, is […]
Financial Wellness Coach, Steve Stewart talks about why all debt is bad and the importance of paying attention.
Financial Wellness Coach, Steve Stewart joins us on Debt Free in 30 to talk about bad debt and the importance of paying attention.