If you are wondering how a consumer proposal works, our infographic makes the process easy to understand by looking at the 4 stages of a proposal:
Stage 1: Assessment & Payment Plan
Stage 2: Filing & Voting
Stage 3: Making Payments
Stage 4: Completion & Credit Repair
Generally speaking, a bankruptcy takes root, grows and is snipped at the stem come discharge time without incident. However, there can be complications that need to be dealt with before this natural progression can unfold. While a creditor cannot stop you from filing for bankruptcy, they can certainly do their part to create challenges that […]
Possible Bankruptcy In Orchestra London’s Future I was interviewed today by Devon Peacock on AM 980 to discuss the possible bankruptcy of Orchestra London. I’m not involved in the file and have no insider knowledge, but here’s what I do know: If your expenses are higher than your income, you have a problem. This appears […]
Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Why is the Psychology of Money Important? Today’s guest is Sarah Milton, a Pension Account Manager with Clearpoint Benefit Solutions where she is committed to delivering quality financial education sessions to help empower […]
Full Transcript from The Psychology of Money – Sarah Milton [Start of recorded material] [00:00:00] Doug Hoyes: Welcome to Debt Free in 30, where every week we talk to experts about debt, money and personal finance. That’s exactly what we’re going to do today. I’ve got a great guest on the line, so let’s get […]
Debt has a way of creeping up. At almost every age there is a reason to take on debt in one form or another. Our infographic visits those life stages so you can understand the financial impact of life’s big milestones so you don’t end up with more debt than you can repay.
Download North York Consumer Proposal Case Study: Professionals Without A Plan Howard and Sheryl lived the dream life. They both earned good incomes from their careers as lawyers in downtown Toronto, lived in a nice home in North York and have 2 bright children who are completing their educations at good schools. What they didn’t […]
Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: What Homer Simpson, Starbucks and Star Trek Can Teach Us About Personal Finance Today’s guest is Robert Brown, author of a new book called Wealthing like Rabbits – An Original Introduction to Personal […]
Full transcript from Wealthing Like Rabbits with Robert Brown [Start of recorded material] [00:00:00] Doug H: Welcome to Debt Free in 30 where every week we talk to industry experts about debt, money and personal finance. I’m Doug Hoyes. Today we’ve got a great show for you. I’ve got an author with me today, so […]
Choosing a bankruptcy trustee is a very personal decision.
Our guest is Barry Choi, a personal finance expert who writes on his Moneywehave.com website. Barry learned the hard way that you can’t blindly follow advice from “financial professionals”, because some of them are just out to “make a buck”; they are not always acting in your best interests.