Bankruptcies and consumer proposals in Canada are debt restructuring options available under the Bankruptcy & Insolvency Act. Increasingly today consumers are choosing to file a consumer proposal and avoid declaring bankruptcy. In order to help consumers more easily recognize and identify individuals licensed to provide debt restructuring services (both bankruptcies and consumer proposals) under the […]
Today on Debt Free in 30, Promod Sharma from Taxevity explains why having life insurance is as important as creating a an emergency fund and how to choose the best coverage and advisor for you.
On this episode of Debt Free in 30, Promod Sharma, an Actuary at Taxevity in Etobicoke, explains how having insurance can save you money and why having the right insurance is so important.
I’ve been hearing stories from clients who, before contacting our firm, received a phone call at home offering debt relief and debt management services. The telemarketing pitch goes something like this: “Do you have any credit card debt or bank loans that you want to reduce faster? We offer a government debt relief program that will […]
It takes courage to turn your life around when you've made poor choices. Recently, one of our Barrie clients inspired everyone on our team with his amazing recovery story from his debt problems - and more. He now truly has a fresh start. Transcript: To Whom This May Concern My name is James XXXXXXX. I wanted to take […]
Listen to our full podcast for tips on how to protect yourself from identity theft and fraud from author and personal finance expert Kelley Keehn. Kelley's newest book is Protecting You and Your Money, a Guide to Avoiding Identity Theft and Fraud.
Show notes from our discussion with Kelley Keehn about how to protect yourself from identity theft and fraud. Debt Free in 30 Podcast show 75.
The market is currently flooded with debt advice businesses offering to help consumers with excessive debt. The vast majority are unlicensed and unregulated 'debt consultants' not licensed insolvency trustees. Many simply charge a substantial fee and then simply refer debtors to a licensed insolvency trustee to deal with their debts. A bankruptcy trustee is now called […]
Payday lenders charge 500% interest, or more. On this episode of Debt Free in 30, Meg Penstone explains the cost and gives advice for recognizing the warning signs of debt.
Meg Penstone, Manager of the financial health and literacy unit at Family Counselling & Support Services Guelph explains why it's so easy to get into debt and gives advice and tips to get out of it.
When it comes to getting out of debt many popular authors like Gail Vaz-Oxlade have developed effective systems and offered great suggestions that can help you get out of debt and, most importantly, help you avoid going back into debt. One of the more common get out of debt methods found throughout the internet is the “Debt Snowball” […]