Hoyes Michalos – Reviews and Testimonials

My experience with Billy was extremely satisfying! Everything was clearly explained to me and I would highly recommend this firm and staff! Having money issues? Hoyes, Michalos & Associates are the people to call!

Hoyes, Michalos & Associates are very professional. Rebecca made me feel comfortable when I was going through tough time. Thank.you Rebecca for all your help. Rebecca answered all the questions and concerns I had before going through consumer proposal.

I am writing about Nicholas, one of the workers here. Back in May 2020 he helped to guide me from a huge mistake, as I was going to do a proposal with another company (one of the first ones I found with a google search) that charged me fees ($1500), and they were not licensed trustees as well. I did research and found that a proposal costs nothing, and should be completed by a licensed trustee. He takes as much time as you require to educate and answer questions with lots of great information and resources. He’s definitely helped me change my finances, mindset, etc, for the better. Thanks Nicholas !

After working with them I've gotten my life on track it really saved me.

I honestly was so afraid to contact anyone in regards to my debts but I am so glad i contacted this company!..
Rebecca is so easy to talk to and she does not judge you at all..
So professional and kind..
Call them you will be able to sleep again!

I can’t say enough about the people at hoyes. They have helped me out tremendously. If your looking for help talk to Rebecca Martin she’s amazing like the hole team over there.

Thank you Patricia, Margaret, and Howard at the Cambridge office for providing exceptional service when handling my consumer proposal. From consultation to filing to the aftermath, they were all friendly and helpful with relieving my financial stress. They have a wealth of knowledge and financial resources. It wasn't as bad as I thought and now I'm debt free. Go see them if you want a solution to your overwhelming debt.

Diana and William were very kind, professional and understanding. They made the process stress free. I highly recommend them to anyone who finds themselves in this difficult situation.

I’m so happy to have contacted hoyes. The stress reduction in my life has given me a positive financial outlook for my future. I wish I had started a consumer proposal earlier!! Everybody I’ve dealt with has been an amazing help.

... hi, I just completed my first credit counselling session with Heather Cudmore at Hoyes, Michalos
... I was a little nervous at first, but Heather quickly put me at ease with her professional and very personable demeanor
... I am looking forward to our next counselling session

I have never been more satisfied with a service. Thank you so much jenn you have taken away all my worries. I would 100% recommend anyone needing financial assistance to get help with the team at Hoyes Michalos.

Hoyes and Mark have been a great help to me since I started this process and helping get back on track to better my life.

Just wanna say if you have debt you can't keep up or struggling to juggle threw debt! Hoyes is the best place to get help! They don't judge and they help you step by step! Glad to have been directed threw them! They have been amazing threw all the process to get my life back on track! If I can give them more stars I would!

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

I was a client of Hoyes & Michalos about 5 years ago and I finished my consumer proposal about a year ago. It was the absolute best decision I have ever made. This program saved my life. it gave me back my marriage, my friendships and my relationships with my family also. I appreciate all that they did for me, they gave me a voice to explain to others that there is hope out there. They don't have to suffer alone with all their debt. I have an excellent credit rating now. I currently owe $350. on my credit card from Xmas that I will pay off in full this month. This program literally changed my life in every respect. I now live on my budget that came from Hoyes & Michalos. I will never go back into debt again. I can't thank this company enough for all they did and a special thank you to Joel Sandwith for all he did and the little hug he gave me afterwards sealed the deal. Many many thanks. Sincerely Shel :)

I couldn’t be happier with my decision to go with Hoyes, michalos & associates they helped me get through my debt in a way that brought a little peace of mind to the table worked with me no matter what my situation was at the time definitely recommend the team at Hoyes thank you everyone

Professional and empathic, Hoyes Michalos helped me through a really challenging time in my life. They were respectful and helpful throughout the process. I am grateful to them for their help and guidance.

My experience has been excellent 👌 I highly recommend Hoyes, Michalos I have used there services twice and learned alot from this organization. Appreciate the follow up emails and suggestions on how to manage money I have applied some of these skills and Happy to say I'm now Debit free ...if your feeling stressed about your money situation please contact these Associates to ease your mind and get back on track! You will not regret just follow exactly what they tell you 💯👌

They have continued to treat us with kindness, understanding, and respect. We are in a much healthier financial life due to their expertise.

Dealing with Jason at Hoyes, Michalos & Associates has made a stressful, overwhelming situation controllable with his professional, informative, straight forward and likeable personality all while educating and providing positive results for my financial future.
I highly recommend calling Jason if you are at all feeling the need to help with your debt
Thank you Jason