GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Excellent and professional!!! They make you feel up right and very good, in the whole process! I recommend them 100%⭐⭐⭐⭐⭐⭐ Six stars!

Best thing I have ever done was make the call to Hoyes, Michaelis and associates. The feelings of anxiety and embarrassment were quickly washed away from the moment I spoke to Howard. He was full of knowledge and empathy. I was thoroughly informed as to my options and made the best decision with guidance that I trusted completely. My follow up with Patricia was so helpful ..... It gave me hope for my financial future. I cannot recommend this company enough if one is considering doing a bankruptcy or proposal.

Hoyes, Michalos & Associates made the consumer proposal process stress-free and straightforward. Their team was professional, supportive, and explained everything clearly. Thanks to their expertise, I now have a fresh financial start. Highly recommend their services to anyone struggling with debt!

My consumer proposal was accepted today, what a hugh weight lifted. A really big Thank you to Ianina & Sarah for all their help and support. Anyone not sure where to turn make the call to Hoyes...Best call I ever made Thank you for a fresh start.

I normally don’t leave reviews , but here it goes.
I wa financially rock bottom in my life. I thought I had no where to go. Someone mentioned to me that bankruptcy is an option. Eventually I went for it and I was told to see hoyes and michalos.
My experience with them has been nothing but spectacular. I have dealt with Jamie and Ted himself. I thought I would get the judged and scorned about my situation. It has been nothing like that , they have been more then supportive in every way. Jamie is always there to assist me every time I ask. I really feel like they truly care about my situation and they always ask if they can help me further. I’m super grateful that I went to them. If you need debt assistance make no mistake and go to hoyes and michalos

It was good experience with them. Hoyes had the right answers and advises for many situations. And they stick with the customer to they achieve the financial freedom you seek.. Thanks Hoyes for the great help.

I have dealt with/spoken with four different individuals with Hoyes-Michalos while arranging my consumer proposal and each one was incredibly friendly, polite and supportive.
The feeling of relief I now have cannot be put into words.
I recommend Hoyes-Michalos with no hesitation.

Don't even bothering wasting your time with other companies. Hoyes is a top notch organization from top to bottom. They have been very flexible with my hectic lifestyle and very informative throughout the process.

Big thanks to the team at Hoyes!!

Hoyes, Michalos & Associates did a great job , from the first meeting I had a clear roadmap on how to reduce my debt and be financially free, they are always updating me on the situation with creditors and give recommendations for next steps. I really recommend Hoyes, Michalos & Associates for anybody struggling with debt, they will give you the right path to follow, and the good part you don't pay anything in advance. Thank you

The best decision I ever made was contacting them! Brett Nicholson was amazing and took the time to answer all my questions in person and over email. He helped me every step of the way and made the process easy. Mariya was also great and very helpful! My experience overall was amazing and I would highly recommend them. Forget any other company, you need to contact Hoyes!!!!