GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Best thing we ever did... these guys are top notch. Don't believe any bad reviews. No hidden fee. Just great help. You'll be so relieved.

Met with Diane and Scott and both of them were able to help me understand how to use my money as well as how much I should be putting away so that I would have a safety net. They were able to answer all my questions and responded to emails promptly. Can't reccomend them enough!

Empathy, understanding and guiding hand - Scott Terrio from Hoyes, Michalos & Associates provided all three when I was looking for solutions when faced with financial problems. Scott explained how the process worked, recommended options and answered all questions with great patience. Thank you Scott for all your help, responsiveness and patience! Highly recommend Scott!!

There are no words to express how very grateful I am to Benny and his team for helping me through a difficult financial time in my life. I was treated in a professional and respectful manner and given the tools to manage my finances and make better choices. I highly recommend Hoyes, Michalos.

I recently contacted Hoyes, Michalos & Associates and I'm so glad I did.
They were so pleasant to work with and helped me find the best solutions that benefited me. Anne was easy to talk to, straight forward and a overall great person to work with.
I would highly recommend this company to anyone.

Amazing staff and service. Were able to help me through my insolvency process with minimal requirements

Stop wasting your money and time..call this office, they will help you from day one, to the date of discharge. Best experience I've ever had. Mark was amazing and very patient. Found a way to help my life turn for the better and put a stop to endless bills and disgusting interest rates. Now being successfully discharged I'm able to start from scratch and learn from my past mistakes.

Thank you for this chance Hoyes!

Kind regards

Russel.

Ted and Meg have made the consumer proposal experience very stressful free and easy. Best decision i made was to seek their help and I am currently in a much better position.

The team at Hoyes, Michalos & Associates was absolutely great with me. I'd just had one of the worst years of my life and thought I was never going to get out from under it. Howard & Patricia were compassionate and didn't judge me for being in the position I was in. They provided me with exceptional counsel and helped me to make the best choices for me going forward. For the first time in months I'm breathing easy and working towards building a better future for myself. If you need help, call them, this team will not only work with you to get you out from under your stress but will teach you how to avoid being in this scenario again. They're with you every step of the way.

Amazing to deal with.Very helpful and knowledgeable. Extremely friendly staff. Made a difficult experience seem so much better... Thanks