GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I was in jeopardy of having my wages garnished and didn't know what to do. I was doing some research online and came across Hoyes Michalos. After reading all of the amazing reviews I decided to reached out to them. Rebecca was a amazing throughout this whole process. I feel relieved and no longer have to stress about my debt. I can finally start planning for the future!! Thanks Rebecca and Hoyes Michalos!!

The council I received from Maureen was very thorough and helpful. Her kindness and warmth shone through, I never felt judged. Working with Maureen gave me peace of mind and lifted a huge weight off my shoulders. Her counselling sessions were very informative and set me on a path to succeed in my financial goals by changing my budgeting strategy so I can succeed.

When I was overwhelmed with debt and facing financial and personal crisis, I turned to the trustees at Hoyes-Michalos. They told me that I could stop stressing and leave everything in their hands and they would take over, and take care of everything for me.
This is truly what happened. I cannot be more grateful for the relief they provided and for giving me a way out of a situation that I could not manage on my own. I have successfully completed all the payments of my consumer proposal, and they made the entire process very easy. I felt supported every step of the way.

Very informative and helpful. I will be more than happy to inform and refer to my friends and family etc...

I am extremely grateful for the support, help and guidance I received from Hoyes-Michalos, especially Rebecca Martin during one of the most stressful period of my life. They walked me through every step of the process and explained to me the options in a way I could understand it and never made me feel judged. I truly appreciate everything she did for me and would definitely recommend their services to anyone facing financial difficulties or looking for a trustworthy advice.

“I want to give a huge thank you to Jamie Perks and the entire Hoyes-Micholas team. From the very beginning, they treated me with respect, compassion, and professionalism. Jamie went above and beyond to explain every step of the process in a way that was clear and reassuring. What felt overwhelming at first quickly became manageable with their guidance and support. I’m grateful for their honesty, understanding, and dedication to helping me move forward with confidence. I can’t recommend them enough.”

They've helped me a lot with my credit and ease my burden. - Khaleel

I worked with Ian, and he provided me excellent service, awnsered all of my questions, even when my case was somewhat unusual. Anything I need financially, I can send him an email and he promptly replies with great advvy, even after proposal was completed. Truly a caring organization, quite rare these days. 10 out of 5 stars if I could.

Thanks Ian!

I had approached Consumer proposal a couple of times. I never felt comfortable to follow through until recently. Joel was fantastic, professional, non- judgemental and explained everything so I could easily understand. With their help, a big weight has been lifted off my shoulders. I can't thank Joel and the team enough.

Due to unforseen circumstances, I found myself drowning in debt. Despite my best efforts to rectify my situation, it seemed to get worse and worse. For several weeks, I kept seeing advertisements on YouTube offering debt solutions but I ignored them. I went online and checked out several places but Hoyes,Michalos &Associates caught my attention. I reached out and was contacted fairly quickly and I was able to set up an in person interview with Jennifer. She reassured me that I was not the only person in my situation and that they could provide options that would set me upon the path to eventually become debt free. I followed the advice that I had been given and I began to see positive results and implemented good financial habits based on the principles that I was given. I have a long road ahead but I am no longer stressing about my finances and have been telling anyone who will listen and are in a similar situation. Reach out to Hoyes, Michalos and Associates and begin your own journey to freedom.