Hoyes Michalos – Reviews and Testimonials

Scott has been a pleasure to work with, very knowledgeable.

Amazing experience with Billy while dealing wth hard choices, he is professional , informative and extremely supportive.

From the very first time I spoke to Alison I knew I had made the right connection during a time that was extremely stressful and embarrassing for me. Alison gave me a detailed description of the options available to me and it was obvious that bankruptcy was the only option that made sense for my situation. My initial appointment was set up quickly and the rest is history as they say. The whole process was painless and I was put at ease immediately . The relief I felt was wonderful. Any time I had a question all I had to do was send an email and I quickly received a response/answer. Thank you Alison...and the Hoyes, Michalos team!

I wanted a fresh start. I was stuck in a high interest credit card with a balance that continued to grow. It became way out of my reach. With the help of Peter Allen and Billy Martell I can sleep again. My debt was cut to 40% of the balance with payments that were great for me. I have learned a lot with their help and I would recommend them to anyone.

After a messy separation and unfair legal ramifications, I found myself struggling to make ends meet between support / lawyers and individual basic costs. HMA helped me see that there are much better options than struggling to make payments when life situations outside of your control occur. Brennan and Brett were polite, worked for me and did an amazing job. If you could save 70% of debts wouldn't you?

A big thank you to Jason and all the staff at Hoyes Michalos. They made a difficult situation much easier! 5 Stars.

Mr. Scott T. is incredibly patient with me to the point of answering same questioned i had repeatedly . He explained every details to me made sure understood what needs to be done .
My consumer proposal has been approved sooner than I expected by his help. I'm genuinely happy of the result. I was skeptical at first but based on my experienced, I would definitely RECOMMEND HOYES MICHALOS, try getting their help yourself, they won't disappoint you.

Thank you! Amazing Team.

Arsenia 🙂😁😁

Hoyes and Mark have been a great help to me since I started this process and helping get back on track to better my life.

They were very understanding.They were their helping me all the way to a better future.Not owing money and being out of debt has alot of relief on me.I will never go back into debt.I would always reccomend this company.

Welcoming, honest, trustworthy and over the top fast. Making you feel comfortable ajd talk you through everything there is to know

Brian gets 6/5 stars. Such an easy to speak to personality with great advice that will hopefully save me. He talked me into being able to do this myself without their help. You don't find honest advice in a lot of places so this was greatly appreciated. Thanks again Brian

They have been super helpful and friendly and ensured I understood everything as we went.

Great experience with Hoyes, Michalos & Assoc. Working with Jason truly made the process simple, efficient and friendly.

Filing for bankruptcy can be overwhelming, and it can be hard to feel comfortable asking for clarity or reassurance on the many questions that come from going through such an experience. With Jason, after our initial meeting my anxieties were quickly eased. With how organized they were and how quickly and efficiently we were able to move through the process, I was relieved to be able to shift my focus back to improving my financial situation. As expected, they also provide materials and advice on how to help you do so.

While I hope I won't require their services again myself, I'm grateful to have worked with an awesome team on what could have been a far more traumatic experience. I would recommend them to anyone who's looking for some peace of mind.

Thanks again to Jason and his team for all of their help these past couple of months.

The last installment on our proposal was on Monday. Everyone at Hoyes was ultra professional, friendly, and accommodating. We could not have been in better hands, although I wish to never see them again LOL! Thank you to a great team.

Staff were friendly, accommodating, understanding, and so so so helpful. Would definitely recommend Patty in the cambridge office.

Meg and Ted truly helped me change my life for the better. I never could have gotten through the weight of my debt without their guidance. Meg in particular was an incredible guide, support system and all around good sport with my constant schedule changes! I feel lighter and far more capable after my proposal and the follow up counselling to get me to a more stable financial place. Thank you so much.

I really want to encourage anyone who is thinking of reaching out, to take the leap and do so. This team is so warm and understanding, I am so grateful for them and am so glad I decided to make this call.

In my free consultation, Benny was so helpful and supportive. We talked about all my options. It was totally painless.

I went in overwhelmed and scared, but after talking to Benny and Janette, I left feeling so hopeful and confident. The biggest weight lifted.

You really have nothing to lose, I promise these guys are so understanding and approachable. Free consultation. Seriously just call them.

Good luck :)

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

I had the pleasure of working with Mark. I monopolized hours of his time asking questions and never felt rushed. I work in the law field and had a general understanding of the process but to say he was completely transparent is an understatement. I was very skeptical of dealing with a trustee as I have heard many horror stories. Mark made the process a complete breeze. I am so thankful for the fresh start . Thank you for everything.

Rebecca has been amazing at helping me get my financial debts under control. Working with her has been super easy and convenient. During our interactions I've never felt judged and has she eased my anxiety over my debts completely. She's quick and efficient. Im happy to have someone so kind and compassionate help me during this time. I highly recommend contacting Hoyes, Michalos & Associates Inc. to help resolve your debts.