Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 2137 User Reviews
Adrian carlo Ramos Avatar
I would highly recommend this company hoyes,michalos and associates .I feel no judgement at all mr benny was really kind and helfpul and easy to reach out.thumbs up for your service.
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Adrian c. 4/07/2022
Lina Shamuel Avatar
Finally I start new fresh life with free debt and there is no more problems with credit card department thank you guys for your advice and your help. It is really nice to meet you I wish all the best to you thanks.
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Lina S. 2/24/2021
P O Avatar
Hoyes, Michalos & Associates are very professional. Rebecca made me feel comfortable when I was going through tough time. Thank.you Rebecca for all your help. Rebecca answered all the questions and concerns I had before going through consumer proposal.
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P O. 1/22/2024
stephanie keeley Avatar
Hoyes, Michalos & Associates had made it so easy for me to free myself from my debts! They were also the only company who made me feel like they cared about what was best for me and my situation which is why it was easy to make the choice to go with them. Scott is my broker and he is amazing and thorough and does anything he can to make it easier on me. I am very happy and highly recommend!
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stephanie k. 5/07/2024
Robert Shakir Avatar
Revised Review:

I had an exceptional experience with Hoyes, Michalos & Associates, thanks to Brian. His guidance and expertise on bankruptcy and consumer proposals were extremely helpful. After searching for guidance for over a year, I finally found the perfect resource. Overall, my experience with Brian exceeded my expectations and I would highly recommend their services.
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Robert S. 4/25/2024
Ashley Jones Avatar
When I finally had enough and had tried everything, I finally made the call. I was terrified and had so many questions and was so overwhelmed, full of guilt and shame. And let me tell you it was the best choice I had made in a long time. I was helped right away by Scott Terrio and he was fantastic! Walked me through everything and answered all my questions. Within a couple of days we had the ball rolling.
It was really nice to have some in my corner.
Ashley
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Ashley J. 6/28/2022
Marnie Mcdonald-Onojegbe Avatar
I had approached Consumer proposal a couple of times. I never felt comfortable to follow through until recently. Joel was fantastic, professional, non- judgemental and explained everything so I could easily understand. With their help, a big weight has been lifted off my shoulders. I can't thank Joel and the team enough.
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Marnie M. 6/08/2023
Kait Rak Avatar
Mark and Michelle have both been very helpful during my entire bankruptcy. They always gave clear advice and information which made the whole process so much easier. I highly recommend seeing them because they made my life so much easier during this stressful step.
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Kait R. 10/20/2020
Debbie Leah Avatar
Benny Mendolwitz made this process very easy. He was empathetic, extremely helpful and put my mind at ease. Consolidated Credit has helped me a great deal!
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Debbie L. 10/09/2020
Badrudduza Chowdhury Avatar
I had received an awesome support from my trustee and his colleagues. They offered all kinds of support, counselling, advice during the period of my proposal. I really am indebted to them and recommend anybody who needs this support.
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Badrudduza C. 6/14/2024
Ith Leuangthong Avatar
Best decision I ever made to contact Hoyes, Michalos & Associates! They are truly the best company for financial support. I am very grateful for all they have done for me!
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Ith L. 10/12/2022
Melissa Richards Avatar
I was terrified to deal with my debt on my own, I had no idea where to begin. Sandra was there for me every step of the way, with immediate responses to my questions and helped clarify every detail! Knowing that I could contact her at any time with any question helped my anxiety and gave me faith in the process. Today I am proud to say I am fully debt free and it feels surreal. I found the counseling sessions to be extremely informative and will carry this knowledge with me forever. Thanks to everyone on the team !
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Melissa R. 5/22/2020
Amy Jardine Avatar
I will forever be grateful to these people. They saved me and showed me how to live again. They never judged me and made me feel like they care. Their team of people really help you and work to make sure you are on the right path. When I thought there was no hope for me financially, they showed me that everything will be ok and how to move forward with my life.

Thank you!
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Amy J. 4/08/2021
Endurance David Avatar
I have a good and trustworthy account manager that allows me to withdraw my profits anytime I want and I can monitor everything going on in my account when she is busy trading with her expert team and I don't have issues with pending withdrawals. I must admit that Mrs Victoria crypto is a very honest woman. I have no way of thanking her than letting people know about her services and recommend her for everyone to trade on her platform. she's 100% accurate and up-to-date. Kindly contact her: Email: Victoriacrypto062@gmail.com
Whatsapp:+1 (702) 919-0093
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Endurance D. 9/19/2022
Marijana Govorcin-Boakye Avatar
If you need help - this is the place to go to! I highly recommend Hoyes, Michalos & Associates - they are very responsive, understanding and work together with you, and take care of you as a customer!
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Marijana G. 7/12/2021
K Fray Avatar
Mark at Hoyes has been excellent at explaining everything to us, going over all the details. We feel so relieved to have the help to get us out of debt - we wish we had asked for help a long time ago! Thank you Hoyes :)
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K F. 10/27/2022
Michael Kolaric Avatar
Great experience. William and staff were awesome. Thanks!
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Michael K. 11/12/2021
Carlos Hernandez Avatar
I was at the end of my rope when I found Hoyes Michalos - Licensed Insolvency Trustees, I spoke to Rebecca Martyn and with her knowledge and demeanor was able to put my mind at ease.
I definitely recommend their office.

Thank you Rebecca.
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Carlos H. 12/17/2025
steven Avatar
Billy at Hoyes and michalos has been wonderful. He is easy to talk to, understanding and very helpful. He explains everything, and takes you through every step I am grateful for all his help
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steven 8/20/2024
Amber Langille Avatar
Amazing experience! I would definitely recommend checking out your options here.
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Amber L. 9/09/2019

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