Hoyes Michalos – Reviews and Testimonials

I'm very glad that I came to Hoyes, Michalos & Associates for help with my debts! I had an easy time understanding how the process worked with Sandra, who took the time to explain every detail to me.

I would absolutely recommend this business to friends and family as they are excellent at what they do.

Would recommend to anyone dealing with stressful debt that doesn’t know where they are going with it and feels like they’re drowning in debt. They provided a light at the end of the tunnel and turned my debt situation around exponentially. I’m on track to have my debt paid off and the weight has been lifted off my shoulders. Thank you Hoyes, Michalos & Associates!

Great customer service and thorough explanation of the process best suits your needs. Transparent on how to build credit and rebuild credit, In Debt and need advice or help call Hoyes Michalos & Associates and Ask for Jason Quinney...

There are no words to express how very grateful I am to Benny and his team for helping me through a difficult financial time in my life. I was treated in a professional and respectful manner and given the tools to manage my finances and make better choices. I highly recommend Hoyes, Michalos.

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

was feeling a lot of pressure was super stressed and didn't know what to do yesterday, spoke to a kind lady working here who was so intelligent and really helped put my fears to rest definitely suggest this company 10 out of 10

Peter helped us understand on what we can do about our debts. He is very thorough and organized. When we decided to talk to him, he enlightened us and guided us along the way. Truly a professional one. No judgment, just pure help. Thank you Peter.

I was actually referred to this group by a friend and I couldn’t be more grateful for their recommendation! Benny has been thorough and precise throughout this whole process and I’m completely appreciative to have him as my advisor

I cannot express just how helpful everyone at Hoyes has been! Billy, Beau, Portia, Peter, and others are informative and understanding throughout the process AND gave incredible tips for the recovery phase! I never thought I'd actually enjoy the bankruptcy experience, they truly did make it totally painless. Thank you so much everyone!!

Me and my husband worked primarily with Kristen and had an amazing experience. She was great to work with and is super quick with responding to emails. They made it as easy and painless as possible and would recommend them to anyone. No matter what your situation is, they will help you figure out what your best option is. Highly recommend!

Hoyes has the most professional team. They were always clear in their communication and ready to answer my questions. They did not push me to file for bankruptcy and allowed me to do so at my own time and pace. I would recommend Hoyes to anyone who wants to resolve their financial trouble in the least stressful way possible.

Thank you so much to Hoyes, Michaelos & Associates Inc. specially to Brian Mcllmoyle for helping and assisted me...you are the best & very professional highly recommend🙏🤗

Billy made everything steamless great safe environment made me so happy to get fresh start thanks would recommend this to anyone in need 😀

Uncertainty about finances and servicing my debt with interest charges created a panic combined with mental unrest.
When I heard about Hoyes & Michalos it became obvious that I would inquire if they could help.
Sure enough it became apparent that efficiency and confidence in their approach with so much information and support available especially with Brett and Maryia.
Both professionals they helped with my confidence to realize that I could propose to my creditors a solution. With Zoom available the process and answers to my financial challenges were answered and today I’ve been given an opportunity to better understand my real needs and live easier without the stress.
Thanks to all the Team who assisted me at Hoyes & Michalos!

I never thought dealing with debt would be pleasant. These guys have really helped me with my consumer proposal, arranging my debt payments, but are also helping me rebuild my credit along the way. They are extremely knowledgeable, approachable but very compassionate and understanding with my personal situation. I feel so grateful to have been recommended to reach out to Hoyes & Michalos for help. Thank you so much!!

I am so satisfied with the service, Benny was amazing he help me and made everything so easy for me.

Great staff, give real help, work with you through your finances situation and give you the best advice to make your life back in the good track. Thanks so much for your help

I am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there to answer my questions and have paved a new path going forward. They have an incredible website and tools that will help me succeed in starting over following my consumer proposal. Thank you!!! Denis

The people at Hoyes Michaels are very down to earth people they don’t judge and have compassion for the situation you are in. Every time I speak with them they are always professional and honest. I highly recommend them if you are in trouble with debt. They actually care about your issues and I never once felt like they are just doing something to check it off the list and get on with the next to complete things. The staff are very knowledgeable and friendly and some have been through what I am going through so it makes it easy to talk and get on a good path towards my goals. Anyone who needs guidance I’m telling you to give them a call and the rest will fall into place.

From the very first time I spoke to Alison I knew I had made the right connection during a time that was extremely stressful and embarrassing for me. Alison gave me a detailed description of the options available to me and it was obvious that bankruptcy was the only option that made sense for my situation. My initial appointment was set up quickly and the rest is history as they say. The whole process was painless and I was put at ease immediately . The relief I felt was wonderful. Any time I had a question all I had to do was send an email and I quickly received a response/answer. Thank you Alison...and the Hoyes, Michalos team!