Check out our new documentary DEBTASIZED.

Check out our new documentary DEBTASIZED.

DUCA Credit Union

Bank: DUCA Credit Union


Last Updated: February 2021 (information subject to change, so please go to DUCA website for current information).

Special offers

Membership required. Fill out membership application form online at

DUCA provides annual bonus share distribution to members:

Services Offered

  • Interace-Transfer®
  • Term Deposits
  • Flex GIC’s
  • Market Linked GIC’s
  • RRSP Loans
  • Deposits through mobile banking app

DUCA Credit Union Service Charges

ersonal Banking Plans: Daylight, Aim for More, Feel Free, Evermore

  • No monthly fees with no minimum balance required.
  • $9.00 monthly fee for Evermore
  • Monthly Paper Statement- $2.00
  • Free Deposits & Withdrawals (all)
  • Free cheques, EFT and bill payments (all)
  • Interac e-Transfer® – receive 3 free monthly (Daylight) 5 free monthly (Feel Free & Evermore)
  • Stop payment:
    • $15.00
  • NSF Fee – $40
  • ABM withdrawals – free at DUCA or ACCULINK $1.50 all other machines in Canada, $5 outside of Canada
  • 2-year inactivity fee – $20 per year
  • Optional Overdraft Protection Fee – $2 per month when used, plus 18% interest.