Manage Money

Now that you are dealing with your debt through a bankruptcy or consumer proposal, you want to avoid future problems and get a fresh start by taking steps to manage your money.  Here are some tools that can help:

If you are good with numbers, start by making a budget.  We have advice on:

If you don’t want to keep a budget, no worries, you can use the Hoyes Michalos No Budgeting System.

There are also specialized apps that help you: