Bank: TD Canada Trust
Website: https://www.td.com/ca/en/personal-banking
Last Updated: February 2021 (information subject to change, so please go to https://www.td.com/ for current information).
Table of Contents
How to open a bank account
You can open a new chequing account online. You will be prompted to provide ID online by taking a photo of your photo ID and a self-portrait. If you are not prompted to verify ID online, you will need to activate the account by verifying ID at your local TD Branch.
Services Offered
- TD MySpend – Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits.
- Simply Save Program – Automatically help grow your savings every time you use your TD Debit Access Card. You can choose to save when you do a debit purchase, ATM withdrawal or both. Transfer $0.50 to $5.00 per transaction.
- Overdraft Protection Options – Monthly overdraft protection or Pay as you go overdraft protection
5 Types of Bank Accounts:
Information subject to change, so please go to https://www.td.com/ca/en/personal-banking/products/bank-accounts/chequing-accounts/ for current information.
TD All-Inclusive Banking Plan
- Unlimited banking transactions and premium banking benefits
- Monthly Fee $29.95 with unlimited transactions per month. No monthly fee if you have $5,000 or more in your account at the end of each day in the month
- Free cheques, drafts and more
- No TD ATM fees for TD and non-TD ATMs
- Free Interac e-Transfer® transactions
- Small safety deposit box, certified cheques, money orders and personalized cheques for free
- TD Fraud Alerts
- Paper Statements are free
- Free Cheques and drafts
TD Unlimited Chequing Account
- Monthly Fee $16.95 with Unlimited transactions per month. No monthly fee if you have $4,000 or more in your account at the end of each day in the month.
- Free Interace-Transfer® transactions
- No TD ATM fees for TD and Non-TD ATMs
- TD Fraud Alerts
- Paper Statement $2.00 per month
TD Every Day Chequing Account
- Monthly Fee $10.95 with 25 transactions per month. No monthly fee if you have $3000 or more in your account at the end of each day in the month.
- Additional transactions are $1.25 each
- Free Interace-Transfer® transactions
- Non-TD ATM Fee in Canada $2.00 each
- Paper Statement $2.00 per month
TD Minimum Chequing Account
- Monthly Fee $3.95 with 12 free transactions per month and must have 2 full-service transactions. Additional transactions are $1.25 each.
- No Monthly Fee for – Seniors (60 years or older) collecting GIS, RDSP beneficiaries, Students enrolled full-time at a college or university, Under the age of majority in their province of residence.
- Fees associated with Interace-Transfer® transactions, Non-TD ATM
TD Student Chequing Account
- No monthly Fee with 25 transactions included per month. Additional transactions are $1.25 each.
- Free Interace-Transfer® transactions.
- Non-TD ATM Fee in Canada $2.00 each
- Paper Statements $2.00 per month
How To Get a Void Cheque or Pre-Authorized Payment Form
To obtain your account information and download a pre-filled form for Direct Deposits (or Pre-Authorized Debits):
After you log in to EasyWeb:
- Select Accounts in the left menu
- Select the account for which you require Direct Deposit information (or Pre-Authorized Debit Payments)
- Once on the Account Activity page, select the “Direct deposit form (PDF)” link on the right side of the page