FS TDBank

Bank: TD Canada Trust

Website: https://www.td.com/ca/en/personal-banking

Last Updated: August 3, 2021 (information subject to change, so please go to https://www.td.com/ for current information).

Table of Contents

Special Offers

Open an eligible TD chequing account and you could get $300. Add an optional TD savings account and you could get an additional $50. The offer ends October 31, 2021.

How to open a bank account

You can open a new chequing account online. You will be prompted to provide ID online by taking a photo of your photo ID and a self-portrait. If you are not prompted to verify ID online, you will need to activate the account by verifying ID at your local TD Branch.

Services Offered

TD ways to bank : Bank online, in-person, by phone or mobile.
TD Applications – Mobile banking with TD app or bank online through EasyWeb
TD Mobile Deposit – Deposit cheques through TD mobile banking app
TD MySpend – Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits.
Simply Save Program – Automatically help grow your savings every time you use your TD Debit Access Card. You can choose to save when you do a debit purchase, ATM withdrawal or both. Transfer $0.50 to $5.00 per transaction.
Overdraft Protection Options – Monthly overdraft protection or Pay as you go overdraft protection

5 Types of Bank Accounts:

Information subject to change, so please go to https://www.td.com/ca/en/personal-banking/products/bank-accounts/chequing-accounts/ for current information.

TD All-Inclusive Banking Plan

Unlimited banking transactions and premium banking benefits
Monthly Fee $29.95 with unlimited transactions per month. No monthly fee if you have $5,000 or more in your account at the end of each day in the month
Free cheques, drafts and more
No TD ATM fees for TD and non-TD ATMs
Free Interac e-Transfer® transactions
Small safety deposit box, certified cheques, money orders and personalized cheques for free
TD Fraud Alerts
Paper Statements are free
Free Cheques and drafts

TD Unlimited Chequing Account

Monthly Fee $16.95 with Unlimited transactions per month. No monthly fee if you have $4,000 or more in your account at the end of each day in the month.
Free Interace-Transfer® transactions
No TD ATM fees for TD and Non-TD ATMs
TD Fraud Alerts
Paper Statement $2.00 per month

TD Every Day Chequing Account

Monthly Fee $10.95 or (Senior 60 or older Monthly Fee $8.50) with 25 transactions per month. No monthly fee if you have $3000 or more in your account at the end of each day in the month.
Additional transactions are $1.25 each
Free Interace-Transfer® transactions
Non-TD ATM Fee in Canada $2.00 each
Paper Statement $2.00 per month

TD Minimum Chequing Account

Monthly Fee $3.95 with 12 free transactions per month and must have 2 full-service transactions. Additional transactions are $1.25 each.
No Monthly Fee for – Seniors (60 years or older) collecting GIS, RDSP beneficiaries, Students enrolled full-time at a college or university, Under the age of majority in their province of residence.
Fees are associated with Interace-Transfer® transactions.
Non-TD ATM Fee in Canada $2.00 each

TD Student Chequing Account

No monthly Fee with 25 transactions included per month. Additional transactions are $1.25 each. $0 Monthly Fee (until 23 years old or with proof of enrollment in full-time post-secondary education)
Free Interace-Transfer® transactions.
Non-TD ATM Fee in Canada $2.00 each
Free Paper Statements

How To Get a Void Cheque or Pre-Authorized Payment Form

To obtain your account information and download a pre-filled form for Direct Deposits (or Pre-Authorized Debits):

After you log in to EasyWeb:

Select Accounts in the left menu
Select the account for which you require Direct Deposit information (or Pre-Authorized Debit Payments)
Once on the Account Activity page, select the “Direct deposit form (PDF)” link on the right side of the page
You will then get a pop-up page (PDF) pre-filled with your account’s 5-digit Transit (branch) number, 3-digit Institution number (004) and your 7-digit Account number.
Use the account details provided in this PDF to set up Direct Deposits (or Pre-Authorized Debit Payments).

The PDF form also contains useful information about setting up direct deposit with the federal government and your employer.

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