There are many great apps that can help you budget, and they are available on a variety of platforms (iPhone, Android, BlackBerry etc.). Depending on your needs, surely there’s an app out there for you. Many great apps are available free of charge.
Mint.com mint.com Mint automatically updates all of your spending and transactions by connecting directly to your bank accounts. All of your spending is tracked and categorized allowing you to see a thorough overview of your financials at any time. Worried about missing a bill payment? With Mint you can also set notifications so that you’ll never forget. They will even notify you if a transaction appears suspicious.
In order for Mint to work, you will have to do some initial legwork by signing up and adding your bank accounts and bill information. This information is kept on a trusted site with high security in place. However, if you are worried about having your banking information linked to a third party website, Mint may not be for you.
EEBA (Easy Envelope Budget Aid) eebacanhelp.com If you’re uncomfortable allowing an app (like Mint) access to your personal accounts, or perhaps prefer a more simplistic way to budget, have a look at EEBA, which stands for Easy Envelope Budgeting Aid. This app works the same way as the envelope or jar system, in which you categorize spending and set a fixed budget for each category. This may include things like a grocery budget, savings, gas etc. Instead of requiring physical envelopes with your cashed stored inside, EEBA stores this information on your phone and keeps a running total of the amount spent in each category. Each time you make a purchase, you input this data. This is a great app for those who don’t always use cash, but want to stick to a fixed budget.
Bills Monitor – Bill Reminder (iOS) Bills Monitor – Bill Manager & Reminder is designed to manage all kinds of your bills. Log your bills in this app, you can track or check them from time to time visually and conveniently, also it will remind you to pay your bill after setting its reminding days. Bills Monitor will help to make your schedule easier and every bill in control.
Bills Reminder, Payments & Expense Manager App (Android) Never miss bills and due dates with Free TimelyBills App, which helps you pay your bills on time, and avoid paying extra money towards late payment fee, Use TimelyBills App to track your income & expenses, and save more.
Splitwise https://www.splitwise.com/ Helps you split expenses with friends
Flipp Flipp.com Get your weekly shopping flyerselectronically instead of on paper. If you live in an area where supermarkets price match their competitor’s prices then you can’t live without this app. All of your weekly flyers are found on this app along with a few coupons
CompareMyRates CompareMyRates.ca For when you’re comparing costs for cell phones, Internet, cable TV, as well as mortgages and credit cards.
GasBuddy GasBuddy.com Find the cheapest gasoline in your city.
Checkout 51 CheckOut51.com If you buy a product that is on their weekly list you upload a copy of your receipt and they give you cash back.
Caddle Caddle.ca works the same as checkout 51 but doesn’t have as many products. They do have weekly surveys as well that they pay you for.
Other Popular budgeting apps:
Most major banks also have apps that allow you to check your bank balances and manage accounts from your phone at no cost. This can come in handy to pay bills on the go, set up automatic payments, check balances and track spending.