Hoyes Michalos – Reviews and Testimonials

I must give a big thank you to the team at Hoyes,Michalos and Associates...i was a nervous wreck when i first called them. Now i am happy, that i will be debt free in a couple of years!! Great Job, Nicholas thank you for all your help.

Jason and the entire Hoyes team have been of tremendous help for rebuilding my credit. The process from the start was seamless and before I knew it I am nearing the end of my journey with them.
I’m incredibly grateful and forever are indebted to their professionalism and astute attention to any of my questions or concerns.

I highly recommend Hoyes if you want to rebuild your credit.

It took me to cut my pride to reach out for help. I had never been in this situation in my life until now. I reached out to this business and wow, I was blown away at the friendliness, help, and guidance for my situation. They are very thorough and knowledgeable. Thankyou to the London team.

I was extremely satisfied with Hoyes, Michalos & Associates. They were able to get me a consumer proposal on my debt which has in turn provided me with a better outlook on the future and lift a huge burden off my back.
It was a pleasure working with them as well. The staff are extremely kind, friendly and very good at their jobs. I especially like the credit counselling as well as it motivates you to make better money decisions and gets you excited to start saving again.
I highly recommend this team to anyone going through debt troubles. I'm glad to have chosen them to handle my proposal.

I was hopelessly in debt to the fact that I was having a hard time paying my rent. I expressed interest in getting help with this. Alison called me back and there was a huge load taken off my back. They took care of my debts and showed me how to keep out of the same traps that got me there. Jeff and Alison know their business and helped me get on the right path. Thank you both.

This company is AMAZING.
I was drowning in debt, and I'm 26. This was from school loans, my car payments, insurance, groceries, credit cards, my cellphone and more. I wanted a fresh start, and as many people know - its not fun asking for help for your finances, especially when you're in the negative.

I contacted Hoyes for a consultation, by the way ITS FREE! And the initial call is what gave me the first good impression. The woman who I would speak with at reception was so pleasant and very patient. She set me up for a meeting with Scott later that week. Scott was fantastic, he listened to everything I was going through, didn't judge me for a second, was motivated to help me get a fresh start, and took the time to run through all of the options with me and was very patient about it.

I then was directed to Diane, who was the cherry on top of this experience. She is awesome, and very welcoming and friendly. She was the one to help me with the details of all of the debts I incurred. She immediately contacted the credit bureaus and the phone calls and pestering stopped. She dealt with all the stress and headaches of my debt. She checked in with me a few times to assist with credit counselling and budgeting. She's been a wonderful help to me and was able to get my 30k debt down to 6k. I've been fortunate this year with CERB/CRB to pay these debts off in full - however this decrease in my debt, no interest building on it during the 5 years, and my credit has increased HEAPS! She also told me that the credit counselling is fully included in their price (thats included in my 6k) and can be used whenever, even though I'm finished with my payments, I'm still going to reach out if I need help with finances or budgeting in the future.

Thank you so much Hoyes! Your entire team has shown incredible service quality and work ethic and I couldn't be happier with my outcome. Y'all rock!

I was in difficult financial situation due to divorce expenses and the friend of mine told me about Consumer Proposal. I have found this company through Google,I liked their reviews and contacted them. Now I am writing my own))).
I have very positive experience with Brett N. And Maria B.(she even speaks Russian) in Etobicoke location. Brett had helped me by explaining how everything works, I had provided my info,docs. They worked quickly and efficiently. Maria provided 2 zoom meetings after my debt was "helped", gave me some tips (believe me the good ones, just listen to her).
I really appreciate help,time and professionalism I had met there.
Very warm regards to all from this firm.
And sincerely thank for help I got through your service and to Canada. No one wants to be in our place by purpose. I was in a difficult situation with small child on hands and got help. A huge thank to all, who made this possible. And encourage everyone who need help - at least call and ask.

I visited their office in 2017 at a very bad time in my life. Since then, Ian has been extremely responsive, put things in perspective and well, got me through a lot of issues. Go see them. Talk to them, you will no be disappointed. Thank you again Ian, I really really appreciate your help and support.

LMihaiC

They made the process fast, seamless and stress-free. Highly recommend.

Ted Michalos and associates helped me with my debt
In a way that was as quick and stress free as possible. Everyone was kind and understanding and took any anxiety out of the process. They gave me solutions I didn’t know I had. I wish I would have called them a lot sooner!!

Mrs Susan Ryan is very Knowledgeable on the aspect of Forex & Cryptocurrency market and really does her best to make her Clients happy. Mrs Susan Ryan is undoubtedly the best Forex and Crypto account manager I've ever seen She was a great help and support throughout the process of trading. Thank you Mrs Susan Ryan for your time and dedication!!! Highly recommended. you can reach out to her
Email: susanryan3221@gmail.com
WhatsApp +13523292265

Billy Martell was a true professional you explained the process fully and always had our best interests at heart. Reliable and honest during a very difficult time.

I wish to say thank you to Rebecca & the entire staff at Hoyes Michalos for assisting me in creating a resolution for my situation I was in. They sat down with me, provided me options & a timed schedule that workes for me to pay back my debt. So now on this day Nov 18th , 2022 I can take back my life with a fresh start, and learn from my mistakes of the past.

Sincerely: Chris Gervais

I was treated very well at the Brantford office and they responded to calls and emails promptly. I would easily recommend them.

Rebecca Martyn @ Hoyes has been amazing for my family and I. She is knowledgeable, patient and kind. I am so happy I made this choice

Having to declare bankruptcy was a personal and business disaster for me and something I never dreamed I would have to do. But when I met with Scott Terrio of Hoyes, Michalos & Associates, he made it a calming and easy process. He took the time to meet with me personally, took a real interest in my predicament, and eased me into the process in a seamless, professional manner. If you have to go through the pain of bankruptcy, Hoyes, Michalos & Associates makes it not only bearable, but simple. I would highly recommend this company to anyone who must undergo a bankruptcy. They will have your back from beginning to end, and can put your life back on track again.

Diana Wong was prefect, the best ever for Me

Can’t say enough good things about Meg and Ted and how they have helped me. Judgement free zone. Made me feel comfortable to ask any question, big or small. Gave great tips and advice that will help me in the future. Highly recommend. Very professional and friendly. Thank you for the fresh start, I truly appreciate all your help.

I got referred by my sister to Jason Q., he is amazing at what he does, he has put me at ease, thank you so much Jason, definitely will recommend to anyone looking for a consumer proposal.

Peter helped us understand on what we can do about our debts. He is very thorough and organized. When we decided to talk to him, he enlightened us and guided us along the way. Truly a professional one. No judgment, just pure help. Thank you Peter.