Hoyes Michalos – Reviews and Testimonials

Both Scott and Charlie have been amazing. Walking through the steps has come with great ease and appreciate all of the support and guidance received.

I highly recommend Hoyes Michalos. They are extremely kind and professional. They were very helpful through a process I knew nothing about and explained everything along the way, helping me to make informed financial decisions. I was nervous about my credit counselling session with Patty but she was so kind and relatable. I really worried for nothing

Maureen was awsome to work with!
Everything was clear and well explain to me. Now to reaching that goal! Thx a bunch hoyes and especially Maureen!

They have been very friendly and helpful from the beginning. I feel a huge weight off my shoulders, not only because of me debt relief, but also because I feel more financially literate. Ive suggested their services to a few friends of mine also.

They make the process easy from start to finish. They’re friendly and knowledgeable and they don’t make you feel worse about an already difficult situation. There when you have issues or even just a question. Would highly recommend them and have to many people.

It’s been about a year into my proposal and I only have good things to say about Hoyes and all of their associates I have had the pleasure to speak with. Janette is as awesome as can be, you can feel their intentions of wanting you to do and be better. I have done and been doing better. Ahead of my schedule and more confident in the future steps I’m about to take. Can’t thank you all enough for your help!

Mark was absolutely amazing. Bankruptcy is a very intimidating process. He helped me every step of the way. Very quick same day response time, and very clear about my options. Excellent overall experience. Many firms want to subject you to an 'assembly line' style interaction. In contrast, Mark took the time to thoroughly understand the dynamics of my personal circumstances and delivered remarkable individualized service. My situation required plenty of patience. Mark was persistent and never gave up on me. I have appreciated his advice and filing for bankruptcy has helped me with my anxiety and a fresh financial start. Thank you Mark, for your unwavering dedication and most of all compassion.
April C.

I can't believe how easy a process this was and am so happy I approached Hoyes, Michalos to help me get back on track with my debt!
And they are so conveniently located right at King Station! Great people who treat you with respect and integrity!

I am very pleased with my experience working with this company. It took me 4 years to pay down 10000.00. They reduced it to 6000.00. As of today I am debt free. And boy does it feel good. I highly recommend them.

  I am so grateful for the kindness and non-judgmental help I received from Jason. It took 5 yrs for me to use up my little savings and go into debt to help my children through a rough financial time. I was so stressed and overwhelmed when Jason very calmly led me through the process. I highly recommend this company to anyone including retirees like myself who emotionally and financially got swallowed up in this challenging economy. Thank you so much for helping me!

Good afternoon it was a pleasure meeting with you lan Martin service was excellent recommend your company to anyone looking to get a fresh start.

Great job keep up the good work

Great company to work with. Extremely friendly and knowledgeable. Very happy I chose them.

The team at Hoyes, Michalos & Associates made what could have been a miserable experience painless. Recommend them to anyone else going through this process 👍🏽

Had a counselling session with Kristen from Howe’s Michalos & Associates. She was kind and nonjudgmental and put me at ease. Both her and Howard are thoughtful and sincere, making this process less difficult than I had expected. Many thanks!

Bruce Paproski

The staff at the Hamilton location was very helpful. They were patience with me and presented me with various options to help resolve my debt problem! I happy to say that they were able to reach an agreement with my creditors that worked me. If you are having debt issues I Highly Recommend there services!

I would highly recommend this company. Sandra Sykora, Document Processing Team and Proposal Department did very good professional job. Thanks guys and wish you all the best!

  These people are very understanding to the way society is today and with that comes support from them and honest advice to help people like me (disabled) figure out a better financial path. Alison is full of kindness and she takes the time to listen and offer ideas, explantion and support. Jeff and Alison's goals I learned right from the start are to help relieve their client's financial stress and offer solutions for restoring their credit. I would highly recommend this company to anyone I know who is having financial difficulties and need to make some decisions for their debt solutions. At the same time as giving this review I would like to thank Hoyes Michalos! They really did help to relieve my financial stress.

Congratulations to me, and all thanks to MRS Kelly Robert she never stop doing miracle's. I was so shocked and amazed the very moment I received my second profits in my Bank account this is wonderful. indeed good work deserve great recommendation, after my first profits I had to reinvest my $600 in his company, which after 5working days I got my second profits of $5,100, I'm very excited, may God continue to Bless you. Anybody in search of a professional and trustworthy forex expert do not hesitate to contact Kelly Robert now via WhatsApp:+1(323)628-7351 Email:kellyrobert11009@gmail.com

We received exceptional service from the staff at Hoyes and Michalos Brampton location. Jason gave excellent advice and truly looks out for your best interest. He is professional and extremely knowledgeable. He addressed all our questions promptly and explained everything in detail. We would highly recommend Jason and his team based on our positive experience!

Scott Terrio is amazing!! He is extremely friendly and professional! He has been beyond helpful since day one! I highly recommend him and everyone at the Hoyes Michalos team, they go above to make sure the client feels comfortable! They are non judgemental & explain everything to you in detail that actually makes sense! I can’t say enough great things about my experience!