Hoyes Michalos – Reviews and Testimonials

I highly recommend Hoyes, Michalos. I recently went through the process of submitting a Consumer Proposal, and Doug Hoyes was incredibly helpful, informative and non-judgmental. I found all of the information available on their website very helpful as well. Thanks to Doug, years of financial stress and burden have been resolved and I really feel like I can make a fresh start. Thanks so much for all of your help!

Never thought I'd be in that position, but Hoyes, Michalos & Associates were there to ease my stress.
I feel like I can properly plan the rest of my future now with that weight of my shoulders.
Thank you Howard & Patty. 🙂

Struggled with debt since forever. This was compounded over the years by 3 significant relationship endings. Past the age 50, had more than $35,00 in consumer debt and was never going to get that paid off. Was giving creditors $1,100/mth in payments, then borrowed some of it back for living expenses. It took 6 mths to decide to make an appointment and then another 2 mths to decide to move forward with a consumer proposal. IT WAS THE BEST DECISION I COULD HAVE MADE. Brendan was very helpful and kind. Shannon was amazing and supportive. My last meeting (2nd credit counselling session) was with Maureen and she and I had great discussions as we covered many areas of areas of personal finance which left me with tons of optimism. Everything has changed for me, for the better. I should have done this years ago.

They are very helpful and caring. I would recommend them highly

I am very thankful for the nonjudgmental atmosphere I was greeted with and that was continued through the process of setting up a Consumer Proposal.
From my first appointment to my final credit counseling I was thankful for the professional courtesy and non judgmental aid provided me. I wish to thank the
Hoyes.Michalos Hamilton Group for helping me to have less stressful future.

Sharing experiences.
Nicholas so kind and working for us sooo patiently.
Cause of we are not good at English.
Now we learned lots about debts and rebuild credits etc.
And the debt relief proposal is real things.
As first I was suspecting it.
But it really really really real have.
Thanks Nicholas. For helping us.

Amazing company.

Super friendly and helpful throughout the whole process. They were there for me from the moment I called to the day I got my discharge letter. I never expected this kind of help going through the process of bankruptcy but they made the experience easy and stress free as possible.

Thank you for everything.

Stephen mclean

I can't say enough good about Diane. She is patient, caring, and extremely knowledgeable. These folks do not push any agenda on you. They sincerely care about getting you where you need to go. Highly recommended.

Joel Sandwith is an amazing person to work with . He helped me out so incredibly! I highly recommend if your London Ontario area that you go talk to him . He’s your guy to help you out of a tough situation.

Hoyes Michalos & Associates have been amazing… they helped me with my bankruptcy and were very courteous and professional… I highly recommend speaking with them if you are in a troubling financial situation

Scott at Hoyes helped me out recently !

The only reason I decided to file a consumer proposal was because of how open and direct Scott was with me. He was wet knowledgeable and answered every question I had even the obscure ones. Hoyes has helped me manage my debt and in the process of doing so, has helped me overcome the stigma of bad debt. We all deserve a second chance.

Highly recommend!!

I was so happy with this firm from the first day we sat down to talk. They have made my life less stressful and i have some money for me now. I have a light at the end of the tunnel now. Please talk the first step with Hoyes, Michalos & Associates and you will not regret it.

Absolutely amazing !! I have never been so relieved over debt, very nice people in the office, respectful they go above and beyond helping you stay on track to save, all their links are very helpful and supportive! Very impressed very happy

Jason from Hoyes, Michalos & Associates was very friendly and professional when it came to helping me out with my proposal. Fast to get back to any questions I had he make you feel at easy and it's good knowing they are on your side.

My experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel very comfortable....I never once felt unworthy. I encourage anyone having financial difficulties, which many of us are through this Covid time, to make the call and get yourself on a happier and less stressful road!

I normally don’t leave reviews , but here it goes.
I wa financially rock bottom in my life. I thought I had no where to go. Someone mentioned to me that bankruptcy is an option. Eventually I went for it and I was told to see hoyes and michalos.
My experience with them has been nothing but spectacular. I have dealt with Jamie and Ted himself. I thought I would get the judged and scorned about my situation. It has been nothing like that , they have been more then supportive in every way. Jamie is always there to assist me every time I ask. I really feel like they truly care about my situation and they always ask if they can help me further. I’m super grateful that I went to them. If you need debt assistance make no mistake and go to hoyes and michalos

If you are struggling with debt and need relief then you can't do better than reaching out to Hoyes, Michalos & Associates. Kristen is the best, highly recommended.

My family and I had to go to Hoyes for help after Covid. We worked with Maureen. She and the whole company made the process easy to understand. They were amazingly compassionate and so wonderfully helpful. If you are struggling I can't recommend Hoyes enough to get yourself out the cycle of payday loans and everything else that traps you in the endless cycles of poverty there is. Thank you so much Hoyes!

Very friendly staff and helpful. I'd recommend Hoyes, Michaelis & associates to anyone who is trying to get debt free.

I was experiencing paying 2000 a month in credit debt..like a ball and chain..
I got myself into trouble and faced paying off credit the rest of my life
These guys saved me and my debt depression is gone..affordable payments and also they care about YOU ..call them and stop worrying