Hoyes Michalos – Reviews and Testimonials

After filing months ago, I still get demand letters and collections calls and collections legal demands. I have spoken with my trustee, yet months later still happens. The payments are less but the stress is not gone

I was so anxious about this whole procedure, but throughout the process Nicholas and Diana have been wonderful, informative, knowledgeable and understanding. Highly recommended. Thank you so much. Michele

I got a hold of Hoyes, Michalos, and associates by chance, and am quite happy with the result. My trustee was Benny M, straight to the heart of the issue and worked with me to resolve the problem. The staff were great over the course of my time as a client as well. Whether I called in for creditors, income summary, taxes, they were always very responsive and concise in resolving the issue. The whole process was smooth and I have no regrets. I would highly recommend. A+++.

Hoyes has helped me tremendously clear up my debt anyone looking for trustworthy financial advice please reach out to these guys they are amazing fast and reliable and will get exactly what you need

Shannon was great. She was always there to help me along the way to make sure I understood what the consumer proposal was and how it worked. My proposal was accepted and she did a wonderful job. I would recommend Shannon to everyone. Thank you Shannon for everything.

I contacted Hoyes to see if they could help my father with some debt he got himself into. I spoke to Mark and right from the start he was professional, helpful, forth coming and compassionate. Mark and the company worked hard to help my father get his debt under control. My father and myself can’t say thank you enough to Mark and all the wonderfully friendly staff at Hoyes. I would highly recommend this company to help anyone in financial distress.

Communication and great negotiation with regards to my proposal.
I recommend anyone seeking to get their credit rating better and get out of debt

Very happy with the support and assistance i received from Jason. Hoyes & Michalos are highly recommended for great service and friendly staff. I was made very comfortable during the process and had all my questions answered.

Amazing company.

Super friendly and helpful throughout the whole process. They were there for me from the moment I called to the day I got my discharge letter. I never expected this kind of help going through the process of bankruptcy but they made the experience easy and stress free as possible.

Thank you for everything.

Stephen mclean

Honestly the best company, at first I was nervous but after just one phone call I felt more comfortable and knew I wasnt alone, one of the best decisions I've ever made. Patricia made it very clear that if I have any questions or concerns that she is always there to help me. Thank you for everything!!!!! You guys are the best.

Incredible people, the process was seamless and comforting. I’m seriously happy my proposal was done through them and would definitely suggest Hoyes for anyone considering to do it!! Don’t bother looking somewhere else.

My consumer proposal was accepted today, what a hugh weight lifted. A really big Thank you to Ianina & Sarah for all their help and support. Anyone not sure where to turn make the call to Hoyes...Best call I ever made Thank you for a fresh start.

Everyone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into your personal finances as comfortable as possible and helped me get right back on track.

The team went above and beyond! My experience was nothing but amazing with them. I would recommend to anyone in hard financial times to get in touch with this team. I am forever grateful to them

I would not hesitate to recommend Hoyes Michaios , from personal to professional as they come , Very satisfying and a huge weight off my shoulders

A professional team .They make easy for me to get rid of my debts.Thank you for your great job.I strongly recommend this company .

Maureen we appreciate your patience, attention and kindness in the services provided in a very professional manner.
Ausencio and Elizabeth

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My Trustee was Sandra Sykora she was clear and direct and always checked in that I understood what she said. Which calm me down enough to laugh a little. I love how I got an email follow up from the consultation, and each follow up counselling sessions. Every detail was clear and given to me in paper format and in email format. Plus the blog really helped me picture the process from start to finish and it even got me to think it's possible to own my first home. Really happy with the office location for Yonge and Bloor

I highly recommend Hoyes, Michalos & Associates, particularly Scott Terrio, Manager of Consumer Insolvency. Scott assisted me greatly with my financial difficulties through a consumer proposal. His expertise and guidance were invaluable, and I am truly grateful for his assistance. I would definitely recommend their services to anyone facing financial challenges.