Hoyes Michalos – Reviews and Testimonials

Courage and Persistence are everything in trade and finding the best expert who can manage your trade. Mr Ralph Carico has the best strategy / signal that offers great win. I invest in my first trade gained profit, I never thought I could make profit if I have traded myself. It brings me pleasure to announce this joy. Contact him also to teach you how to make profit without stress.

Between the 2 representatives I have had ( Rebecca, and Charlie) they both have been amazing to work with and vary helpful with my unique circumstances as well as having a amazing ability to let me ask 2007 different things and still have all the answers!

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

Great company, honest team, and excellent experience, you will be in safe hands, Thank you so much for your help. special thank you to Joel Sandwich you are the best

I had to go get help..after being hurt at work and the money coming in was not enough. Everyone was so nice and helpful and answered all my questions without looking down on me.. treated with respect ..

I do appreciate the warmth and compassionate way of dealing with clients through a very difficult period. Excellent job Maureen.

Great professionalism and service. They have been very helpful and humane every step of the process which has made a big difference for me dealing with a stressful situation in already chaotic times. Special thanks to my trustee for all his excellent work.

I waited 2 years before finally reaching out to declare bankruptcy. Was far from the way I envisioned it would be. My Trustee Benny was polite, professional, and understanding. My guilt and shame at having to file bankruptcy was discussed calmly and anticipation of what I thought would happen was completely wrong.
The information I needed was given without prompting, and any questions I had were answered fully.
I chose Hoyes, Michalos as their website offered amazing info on the process, in particular for me as a self-employed small business owner.
I heartily recommend Hoyes,Michalos to anyone with debt issues, a surprising list of solutions are offered and info on pros and cons was readily and thoroughly discussed.
Thank you Benny Mendlowitz! You've given me my life back and look forward to working with you over coming months to resolve this process.

I was living pay cheque to pay cheque and struggling. The stress I was dealing with was affecting many aspects of my life in a negative way, I finally turned to Hoyes , Michalos & associates. This was the best decision I have ever made, Jeff and Alison are amazing people to deal with, they are so understanding they explain the process in a way that I completely understood, I wish I had done this year's ago, my life has changed so much for the positive and I'm stress free. I highly recommend Hoyes , Michalos and associates, if you are struggling like i was PLEASE call them because you WILL get your life back!!

Maureen and Brennan did a phenomenal job at helping me find a solution during a very stressful time of my life. They were very personable, professional, understanding, and attentive. I'll recommend them to anyone considering similar services!

Great experince i had with them at first i was unsure what to expect but they were so friendly and was able to help me with everything now i have a big weight off my shoulders.
Jennifer kwon was so helpful and always repied to my messages
Highly recommend her.

Before anything I would say when taking steps to rebuild your credit and getting the right help, I would say do your research on who specializes the best in these fields. I did mines and ended up on this firm at Hoyes, Michalos & Associates. The person that has taken charge in my case is Jason. They go over your case and gets your information to provide you the best option possible in which to go.

I'm not the type to write reviews but with something very important for my life such as this , its only right I do a review to help future clients in feeling comfortable in making the best choice.
This is my first time doing A consumer proposal like this and let me tell you its the best decision I could've made for myself because I also have someone like Jason behind me taking charge and making sure to answer any questions I may have and be along side me through the process.

Places like cactus deb relief are a bunch of scam artist because they ask you to pay them $1300 in 2 payments and they don't even do the work. I almost fell for it but something didn't feel right and didn't go through it. Just a heads up. legit places like hoyes, Michalos & associates don't ask for any payments because its already taken from your consumer proposal assessment with the other creditors so do your homework.

I did my research and this is the best choice I made for myself and for future financial freedom.

good luck to everyone on making the best choices you need to do to get back on track and learn from your past mistakes so you don't repeat them in the future.

I contacted Hoyes, Michalos & Associates with my tail between my legs. I was feeling very embarrassed about the financial situation I found myself in. I was put in touch with Sandra Sykora, who throughout the entire experience treated me with total respect and support, but also with a firm understanding of what I needed to do (and was firm with me, which I needed!) She helped me come to a decision about how to proceed, and I am very satisfied with the outcome. Sandra helped me understand the process very clearly, and educated me in the areas I needed more help. I would highly recommend her if you find yourself in a financially difficult position. Thank you so much!

Hoyes, Michalos & Associates has been life-changing for me. Firstly, I would like to thank Benny Mendlowitz and Brennan Thompson for their amazing service, kindness and most importantly their understanding. This has been life-changing for me. I never thought there was a way out of the hole I was in. I had many mixed emotions and hesitations about consumer proposals, but Benny and Brennan clarified all my concerns. Their responses were detailed and timely, which make all the difference. I'm look forward to a new, debt-free chapter! Thank you ever so kindly again Benny and Brennan of Hoyes, Michalos & Associates! Take care and God Bless, Sharon Adams

They are really professional, courteous, helpful and straight forward.
I am still thinking it is a dream , still I don't believe my debt reduced from about 90000 dollars to 15000 dollars.
They did really wonderful job . I feel a huge weight off my shoulders.
I strongly suggested their services to everyone who face financial problems.
I was really feeling trapped in my own debt, and looking for a solution.
Hoyes. Michales.and Associates made a big change in my life.
Thanks for all their help.
Alix

Professionalism and excellent service with you in mind, my hats off to the staff, thank you for everything you folks have done.

Howard was friendly,accommodating and knowledgeable throughout the process
He made a complicated process easy and informative
I would heartily recommend him to anyone going through this process 100 percent
Thanks Howard

Compared to other companies I called, Hoyes Michalos was by far the most honest and reasonable, and was able to get me the best proposal based on my financial situation. Scott responded to my questions promptly and addressed my concerns with clarity and understanding. He is knowledgeable, honest, and understanding.

Absolutely amazing !! I have never been so relieved over debt, very nice people in the office, respectful they go above and beyond helping you stay on track to save, all their links are very helpful and supportive! Very impressed very happy

THERE IS AN OPTION AND THERE IS HELP. It's called Hoyes Michalos. I did not even know they existed, heck - I didn't even know what they did! Out of all the places I contacted for urgent help, (and there were lots - even some that wanted upfront funds for their services), Hoyes were the only ones that SPOKE to me empathetically, and gave me the information I needed to proceed. They are greatly supportive and knowledgeable with what's required based on your profile. Even if you're unsure with what you need to do, they will help you in figuring it out. Contact them - you won't be disappointed.