We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.
Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 2137 User Reviews
Hoyes, Michalos & Associates Inc.
4.8 Stars - Based on 63 User Reviews
Life happens, and going through financial struggles can be nerveracking. Benny and Janette went above and beyond to provide me with all the information, understanding and support I needed in order to make the right decision for my situation.
They always answered promptly any questions I had, and guided me step by step through some uneasy choices.
I can now breathe easy thanks to their professionalism!
Highly recommend!
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Svetlana L.2/26/2019
They’re very professional and helpful and informative I won’t hesitate to use their service again.
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azadeh S.11/11/2020
I’ve been struggling financially for the past 2 years. Doug has helped me so much it has been life changing. I’ve learned a lot of ways to save money and properly manage it so I am comfortable. Very friendly and honest company.
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Tom S.12/02/2020
Hoyes, Michalos & Associates is a wonderful company, it has been a great experience so far. They are compassionate and professional and thoroughly explain options that best suite your situation. I am so glad I took this step toward being debt free, thank you!
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Nicole S.2/19/2021
Great place and great people. Everyone there is extremely helpful and responsive. There’s no judgment and they all make you feel comfortable. It’s amazing to have such good support from the team when looking to relieve yourself of the overwhelming financial stress from debt. I’m extremely satisfied I decided to use this firm for my consumer proposal and would recommend them to anyone who is seeking some financial debt help. They make the process easy, simple, fast. It wasn’t complicated at all. 5 out of 5, great service!
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Mike S.8/24/2023
From the minute i spoke to Brian I felt immense relief.
He was kind, professional and took the time to explain everything to me carefully and answered all the questions I had. I had pretty much given up hope that I wold ever get my debts paid off and was sinking further every month. Thankfully Brian has worked out a proposal that works and i can finally breathe again.
If you ever need to seek professional services i would highly recommend Hoyes, Michalos & Associates to help you.
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Barb G.8/26/2020
Helpful, patient and informative. Jason has been a huge help through this tough time, i had no idea whats involved or the steps in which to take. Jason again was very patient and helful in explaining things to me that i didnt understand and made me feel comfortable to be open and honest. I truly feel like he has my back and is genuinely looking out for my best interest. Thank you for all your help and support, anyone out there looking for debt relief Hoyes is the place to go.
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Anthony K.2/03/2024
My experience with this company is the best by far. Not only do they know their line of business their compassion towards their clients is very refreshing in today's society.
The staff at this location are knowledgeable, understanding, very kind and patient. Not only do they help you through the process, they actually listen to you a rarity in today's businesses. I am truly grateful that I found them in a timely manner.
I have had nothing but a positive experience here. Windsor staff I applaud you and the lengths you go to create ease when dealing with clients.
Linda
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LINDA P.6/23/2020
I was in a financial crisis beyond my control .the creditors were calling me costantly at all time ,day and night and even my account was frozzen ...then I desided to call Hoyes,Michalos and Associates and they help me with a propousal to my creditors to pay my debs .now I am paying what I can afford to pay monthly..no more harassment phone calls, and now on my way to be deb free Thank you Janette Martin for your counselling and support
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Omar C.6/16/2020
In my opinion they are the one of the best service provider on their subject. Hoyes and Michalos & Associates handled the case with Great Value in return of your Contact to them. They are truly Professional and Responsive Team.
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Ghazanfar A.1/24/2021
Shannon helped be from start to finish. She consolidated all my student loan and credit card debts and submitted the proposal. The whole process was made easy and everyone at Hoyes was very nice and helpful along the way. No stress at all. The monthly fees were small enough to handle and spread out over five years. I was able to pay it off early. I didn't need to go into bankruptcy and I'm debt free now! Feels good! Thank you and I highly recommend Hoyes and their understanding staff.
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Cristian S.9/30/2021
I am writing about Nicholas, one of the workers here. Back in May 2020 he helped to guide me from a huge mistake, as I was going to do a proposal with another company (one of the first ones I found with a google search) that charged me fees ($1500), and they were not licensed trustees as well. I did research and found that a proposal costs nothing, and should be completed by a licensed trustee. He takes as much time as you require to educate and answer questions with lots of great information and resources. He’s definitely helped me change my finances, mindset, etc, for the better. Thanks Nicholas !
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Peter K.9/29/2022
Jason has been so great and made me feel very confident and comfortable in filing my consumer proposal. It’s such a relief to be on my way to being debt free. I highly recommend Hoyes & Michalos. & associates
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Natalia B.11/05/2022
My experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going back and forward with creditors. Thank you for helping me get my financial situation in order and for your great help. I really appreciate it and will recommend you any time I can.
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Dejan “.6/14/2020
Revised Review:
I had an exceptional experience with Hoyes, Michalos & Associates, thanks to Brian. His guidance and expertise on bankruptcy and consumer proposals were extremely helpful. After searching for guidance for over a year, I finally found the perfect resource. Overall, my experience with Brian exceeded my expectations and I would highly recommend their services.
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Robert S.4/25/2024
The council I received from Maureen was very thorough and helpful. Her kindness and warmth shone through, I never felt judged. Working with Maureen gave me peace of mind and lifted a huge weight off my shoulders. Her counselling sessions were very informative and set me on a path to succeed in my financial goals by changing my budgeting strategy so I can succeed.
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Lyssa S.5/05/2022
My experience with Hoyes, Michalos has been nothing short of amazing. With specific thanks to Jason Quinney. Every step has been explained perfectly, leaving any questions I may have had answered before I asked. Everything has been straightforward and easy to understand. I highly recommend Hoyes, Michalos & Associates. Thank you so much.
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nicole b.7/02/2022
Sandra at Hoyes Michalos is such an amazing trustee. I recently got my proposal accepted and she was incredible throughout the process. Extremely professional and very responsive to any questions or concerns I had. She guided me throughout the entire process and explained things extremely well. She would reply quickly and helped me feel at ease. I would recommend Sandra 10 times out of 10!
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Jung-Woo K.2/01/2024
The experience that I had with Hoyes, Michalos & Associates had literally changed my life and my way of thinking about credit. Scott Schaefer had so generously taken the time to talk with me on 2 occasions; and he had kept in touch with me to help me to find out the best solution for my credit situation. His help was priceless, and I now know the best course of action to take thanks to his incredible knowledge and unending patience for me and my needs. I HIGHLY recommend Hoyes, Michalos & Associates, and I happily and confidently rate them a total of 10 STARS: 5 stars for Hoyes, Michalos & Associates and another 5 stars for Scott! Many thanks! 👍👍👍
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LFam R.1/06/2025
Brian McIlmoyle at Hoyes has been tremendous in helping me navigate my way back through the credit red tape. He has been very attentive to my situation and guiding me through the whole process. Thanks to him and the service provided at hoyes, I am back on track and doing well.
Would definitely reccomend here if anyone has had a similar issue with creditors and debts.