Hoyes Michalos – Reviews and Testimonials

Very helpful, explain things that sometimes have no idea about, so they don't leave you wondering and saying "huh?" Great team,.... They do all the dirty work while you are able to sit back and not worry.

I would like to thank Hoyes, Michalos and Associates for helping me through a challenging financial problem. Scott Terrio worked with me and was professional and responsive and took care of everything. Not only does this company help you with your financial debt they do credit counselling afterwards and help you manage your credit and obtain good credit in the future. They also have an amazing podcast to help teach you about debt called Debt free in 30. I highly recommend it! They helped me through my financial situation without claiming bankrupsy and truly knew what they were doing.
If you need any financial help I would call them. I give Hoyes,Michalos and Associates a 10/10
Thank you again!!

I have been struggling for years now, not knowing what step to take due to many down falls in my life. Hoyes,Michalos & associates gave me my freedom back to find where I belong and helped me continue to fix my mistakes and find my place where I belong. No more struggling, no more stress.

I had my own worries and concerns when contacting Hoyes, Michalos but after talking with Billy Martell and Beau Humphreys I am at ease, I have knowledge and on my way to a Fresh Start. Thank you.

Scott from Hoyes ,Michalos really helped me in the crisis situations where I was totally drowned in debt for last more than 15 years. It is like a new life and a burden of stress is gone. The process was really easy . Even after negotiation he is helping me in building my credit Step by Step and securing my future and making sure my credit is built back . I feel so greatful that I met him on Facebook and he helped me in resolving my life's one of the biggest problems. I wish them growth in their business. ,👍

Incredible people, the process was seamless and comforting. I’m seriously happy my proposal was done through them and would definitely suggest Hoyes for anyone considering to do it!! Don’t bother looking somewhere else.

I was really stressed about my debt. I was going to file for bankruptcy. But after talking with Benny, we decided that a consumer proposal would be best. After my meeting I felt relieved and happy. I would recommend them if you are looking to file for a consumer proposal or bankruptcy. 🙂🙂🙂

Thank you Maureen for your excellent service. You have been an excellent coach, a great listener and communicator with a human touch and a valuable resource to me. I consider myself fortunate to have met you at this time.

  Understanding, caring and knowledgeable people have made this difficult situation not only bearable but manageable. Thank you Cyndi, Ted and Meg.

It is never an easy decision when considering to contact an LIT. Thorough one of the hardest times in my life I had decided that this would be the best route to get be back on track and to prepare myself for the future.

Nicholas was extremely helpful in understanding my situation and guiding me through the process. I felt confident that he had my best interests in mind and that he was truly there to help me. Whenever I had questions he would always provide very detailed information to give me assurance through it all.

Thank you Nicholas and team for helping me with a fresh start. My family and I greatly appreciate your dedication to your work.

Mr. Benny is truly an angel. After Covid I was in a tough financial position. Frantically looking for a relief, I contacted HOYES and instantly started working for a plan with Mr. Benny.
The company and people are truly professionals with lots of knowledge. They love to help and take stress away from your shoulders.
I highly recommend for whom are in need of the best service and result oriented. Thanks you once again for finding the best solution for me.

Jason from Hoyes, Michalos & Associates was very friendly and professional when it came to helping me out with my proposal. Fast to get back to any questions I had he make you feel at easy and it's good knowing they are on your side.

These wonderful people helped me immensly. Definitely a team you want on your side.

As life goes i made quite a few financial mistakes early on. I dug myself a hole that I wasn't able to get out of without some help. I went to Hoyes, Michalos & Associates off the recommendation of a family member. I was nervous, but they were amazing! Brian and Courtney truly understood my situation and helped me to understand many things about banking and the markets that I never knew. With their help and guidance I'm happy to say im debt free and the process was very easy. The customer service was fantastic and the payments were more than manageable. I cant thank them enough for helping me through this.

If you have any concerns or questions regarding your debt, I highly recommend this trustee!

I'm very grateful they were able to help me with all the debts I had, especially Brett and Janette!!! Incredibly patient, friendly and understanding. I would definitely recommend this company for your financial needs!

Hoyes Michalos & Associates have been amazing… they helped me with my bankruptcy and were very courteous and professional… I highly recommend speaking with them if you are in a troubling financial situation

I have had one of the best experiences. Brett is very knowledgable and takes the time to explain everything to me. It takes a few minutes to get your life back on track.

Like many people in today's society, I have had the unfortunate experience of having to deal with overwhelming debt. I cannot speak highly enough of Brian M. and his Team. Not only are they thorough and detailed in their work, but they are also very understanding and empathetic when it comes to dealing with the overwhelming stressors at the beginning of all the processes. I have friends who have been through similar situations using other competitors with debit management, and all I heard were horror stories of dishonesty, misinformation and being humiliated and made to feel like scum. Clearly Brian and his team take a much better and clearly different approach. Thank you Brian and Team.

This office helped me in ways I could not have imagined. I had reached out to them to bounce off a question I had about managing debt. Ian listened to my question and then he asked about my full situation, he listened through it all. Ian provided me with an answer to my question as well as some provided me with some options that I did not even know existed. Because of his recommendations I decided to go a different route in managing my debt than what I had originally intended to do, which was amazing! Not only was the process simple it was also seamless. The stress and pressures are now off my shoulders and I can actually start to live life with possibility and hope. Hoyes Michalos stepped in and stepped up to help me on my journey of becoming debt free. If I could, I would give them 10 stars for amazing service, great options, and the added support I needed.

HOYES MICHALOS and Benny have helped me get out of debt that I wouldnt have been able to on my own. They cut my debt down to a third of what I owed and I am very greatful of that. I would reccomend this company to anybody else in my situation.Thanks for a wonderful service