Hoyes Michalos – Reviews and Testimonials

Hoyes & Michalos is a really special organization!! Its like no other. There is so many scams going on around nowadays, I can assure you. These people are authentic!!! Really appreciate all the work you guys put in for me.

Great people to work with, caring and always willing to help Patty is a god sent and the budget master
Thank you

Has helped me get my life back on track ! Jason is fantastic to work with and is great at explaining everything and helping you achieve your future dreams .

Jason Quinney from (Hoyes, Michalos and Associates Inc) has helped me when i was in a very bad financial place in my life.

Him and his team have really great with me from the very first time i walked in there office they are very professional.

Jason have given me great advice and answer all of my question when i asked them. Which lead me to make a proper decision about my finances.

If you are in any financial problem please vist them, they will help you the same professional way they helped me.

unbelievably great, there is no word can explain Mr. Benny's kindness and professionalism. I wish i had spoke to him 3 years ago.
My financial downturn started four years a go, I lost the job and family health issues brought me to financial graveyard, I spent all my savings and started using credit cards and paid one card from the other, it didn't take long to get to the point of no return.
last year became where can no longer pay full minimum payment.
I got depressed and developed high blood pressure and no longer can sleep at night, every time phone rang, made me panic.
every day I thought to call Mr. Benny but couldn't gather the courage to pickup the phone and call him or send an email. I was afraid that he will get upset at me and Yale at me and won't help me to get out of this.

I was wrong, I sent an email, he got back to me right away, he listened to my situation patiently, and without prejudice, and explained what options are available and gave me time to think over it.
In my situation bankruptcy was the only right option for me to choose, and i choose to file for bankruptcy.
He was so professional and punctual on each step, he made procedure strait forward and understandable for me, He took care of everything all phone calls stopped.
Mr. Benny gave me new life...…
Soon after filing for bankruptcy, I was able to rewrite my resume, put all my energy toward finding the new job and get back to normal.
Now I have new job, have no stress and good family life, all because of one person's help and that's Mr. Benny. any time if I have any question, they are only phone call away, all his staff are awesome too.
If you are reading this and trying to deal your self with your financial problems, I would say call him and get the best outcome.

Thank you, Mr. Benny, god bless you for ever.

Finally I start new fresh life with free debt and there is no more problems with credit card department thank you guys for your advice and your help. It is really nice to meet you I wish all the best to you thanks.

Great customer service and thorough explanation of the process best suits your needs. Transparent on how to build credit and rebuild credit, In Debt and need advice or help call Hoyes Michalos & Associates and Ask for Jason Quinney...

Great experience dealing with Shannon and Brennan right from the get go.
Both are extremely knowledgeable, and they take the time to explain everything in detail to you, and should you have any question during the process they will get back to you if you send an email or leave a vm.
They took a situation that would have normally stressed me out and they both were able to keep me calm through the whole thing.

Rebecca helped me understand and complete everything necessary to go through with my consumer proposal! My creditors have accepted and I can start to breath again not drowning in the stress of all of my debt!! I can not reccomend them enough!! If you are thinking about it just go for it!! Thank you so much Rebecca and team I am forever grateful!

Excellent service and results. I have recommended to others (Kitchener location).

Both Scott and Charlie have been amazing. Walking through the steps has come with great ease and appreciate all of the support and guidance received.

Brennan was extremely informed and helpful and made this process very smooth and straightforward. Thank you for your help!

Very helpful, explain things that sometimes have no idea about, so they don't leave you wondering and saying "huh?" Great team,.... They do all the dirty work while you are able to sit back and not worry.

If you want to ease your mind and get a good might sleep call. They are so friendly and so easy to talk to. They make the process pain free. Thank you so much for all you have done for me.
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Billy at the Burlington office is so comfortable to deal with very professional and very helpful. He made sure i was aware of the proposal process and made sure everything was submitted promptly and all proper documents were submitted to prevent any delays. I would highly recommend Billy at the Burlington office if you are looking to get rid of bad credit.

I can only say good things about my experience.. Maureen Parent was most helpful to me in the most difficult and embarrassing situation of my life. Thank you to all at Hoyes Michalos .

if you are dealing with a lot of debt hoyes Michalos and Associates is the place to go to ... I know the first step is hard but once you do it you will have no regrets...am on the other side now I have completed my proposal ...thank you again to the team in Scarborough.

We where in dire straits 2 years ago when we contacted Michelle and the team at Hoyes, Michalos & Associates. It has been a rough couple of years, but with the help, integrity and guidance from Michelle & Michael, we can not recommend this firm and their Team enough. Action conquers fear, please reach out to these people and start your journey.

Very friendly staff and helpful. I'd recommend Hoyes, Michaelis & associates to anyone who is trying to get debt free.

I received professional, empathic, and friendly service from Billy Martell. He explained the entire process, and guided me all the way . I can recommend Hoyes-Michalos with no hesitation.