Hoyes Michalos – Reviews and Testimonials

Extremely helpful. Ted and his consultants know what they are doing. very professional. Before you go in and have high expectations that they can eliminate most of your debt, do some research about consumer proposals and whether or not your situation fits for what they need to do. 10/10 would recommend Hoyes and Michalos!

Hoyes, Michalos & Associates are very professional in how they understand, assess and provide assistance in debt management. Jennifer Kwon, without hesitation, dove right in to understand my financial situation and immediately provided several alternatives to arrive to a solution towards the issues and creditors, making a positive experience overall. I highly recommend Hoyes, Michalos and Associates to anyone who has similar experiences such as I, since they have the expertise and the team whose reputation precedes them.

All was well until I ran into Problems after my employer went bankrupt and I ended up with no job. Ian Martin were fantastic working with me. I thank them for their professionalism and patience through my hard Times.

Excellent Service and Support making a very difficult situation simple and straightforward.

My experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going back and forward with creditors. Thank you for helping me get my financial situation in order and for your great help. I really appreciate it and will recommend you any time I can.

They are great first time and hopefully last time doing a proposal. They are fast and professional and put you at ease. Kirsten was amazing with the counselling sessions great advice and tools that will always use. Thank you again

I decided to take charge of my debts and do a Consumer Proposal with Hoyes, Michalos and Associates. They were very helpful, they worked with me step by step with my debts and monthly payments. I even took a Credit Rebuilding Course with them for free. They helped me to get back on track with debts and establishing good credit. Thank-You

I was going through difficult times financially,doing research on the internet ,i came across HOYES.MICHALOS,i called and i had a quick appointement,I met BENNY ,an angel for me,when i went back to his office i was completely desoriented but when i went out ,i was completely relieved,he immediately put me in confidence,after a few short weeks i was in consumer proposal and today iam financially stable and all that without having paid a penny.HOYES.MICHALOS and especially BENNY you really saved me from a depression.THANKS

very kind and understanding

Life changing experience by using the services from Hoyes, Michalos and Associates. Their staff in all departments helped me along the way through my bankrupcy and becoming debt free. All of my questions, concerns and worries were addressed over the past year and I am very happy with the outcome and my new lease on life. A huge weight off my shoulders and I have been given a second change. Great staff and would recommend their services to anyone in need of help or guidance with dealing with personal or business debt.

I usually dont do reviews...BUT this one I had to do. I didnt read any other reviews thus far, but all I have to say about this firm is that it is well run professionally. If there are any BAD reviews about this firm/establishment(s) is it false, and I can attest to that. Brett, the guy that took my case, was very prompt, HONEST, and professional. I really liked that he took the time to let me decide what I wanted to do, rather then be "pressured" to make a sale or contract to his benefit. I have been inquiring about his firm for well over a year, and still followed with me. The timing was right, and unfortunately covid 19 took its toll on me, and Brett was there to help out and give me a fresh start, while trying to minimize the damage as much as possible. I really recommend this to anyone looking to get out of debt! Yes there are some downs, but with this covid pandemic going on for at least a year or two before things are normal, take advantage and start fresh. Credit (at least for me) is not an essential right now, so clear the slate and take the new year in a positive financial way!

Everyone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into your personal finances as comfortable as possible and helped me get right back on track.

I was extremely satisfied with Hoyes, Michalos & Associates. They were able to get me a consumer proposal on my debt which has in turn provided me with a better outlook on the future and lift a huge burden off my back.
It was a pleasure working with them as well. The staff are extremely kind, friendly and very good at their jobs. I especially like the credit counselling as well as it motivates you to make better money decisions and gets you excited to start saving again.
I highly recommend this team to anyone going through debt troubles. I'm glad to have chosen them to handle my proposal.

Empathic and professional, Hoyes Michalos helped me during a very difficult time in my life. I am forever thankful for their help and guidance.

Never experiencing this before I’ve found the website of Hoyes, Michalos very educational and helpful. During the first interview at their North York office, the trustee took his time to explain the process and provided a written preliminary paper with various options.
Applying with Hoyes was a lot easier than I thought and a huge weight off my shoulders. The service has been very professional and friendly.

Excellent experience. I was well taken care off; the team took time to explain things very clearly, were very great with following up and providing support whenever it was required.

I was looking for a place to do the proposal and you guys came up and you seemed to meet my needs. I spoke to Nicholas and he told me to come in and see him, he helped me out and it felt like I hit the nail in the head. Everything went well, there was no stumble in between. Very happy and pleased with the services provided by both Nicholas and Diana.

  Totally recommended! Excelent service.

If you have debt you can't handle, this is your answer.

I contacted Hoyes, Michalos & Associates and was promptly set up with Rebecca here in the Windsor office. Rebecca did everything she could to help me understand the process I was undertaking and what I could expect to come.

I would recommend anyone.

I had a great experience with Hoyes, Michalos & Associates. I was completely overwhelmed with my debts and had no idea what my options were. Jason was very friendly and understanding, clearly explained my options to me and recommended the best possible solution. Since than my life has changed dramatically! I highly recommend this firm!