Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 2137 User Reviews
Josie Avatar
I thought that was it for me in debt for the rest of my life until I spoke to Hoyes. My trustee is Brett and he is so kind and very knowledgeable in dealing with these matters. His staff including himself are very friendly they didn't judge me but only made me feel comfortable with my situation. I thank them so much I have a big stress off my back I would give 100 stars for everything they have and are doing for me. Thank you so much.
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Josie 3/02/2021
A Google User Avatar
At such a difficult life transition, Hoyes Michalos and Associates helped to give me a fresh start. The level of stress I was dealing with has been alleviated tremendously and one year in to the proposal I can see the benefits of the program and am so happy for their guidance.
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A G. 5/29/2020
ashley burrows Avatar
The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.
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ashley b. 6/08/2021
gnenwxyt Avatar
I like to say that hoyes is giving me a new fresh start and has helped me big time with giving me a plan to get out of debt.
Gene Carter
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gnenwxyt 9/13/2020
Ghazanfar Ali Avatar
In my opinion they are the one of the best service provider on their subject. Hoyes and Michalos & Associates handled the case with Great Value in return of your Contact to them. They are truly Professional and Responsive Team.
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Ghazanfar A. 1/24/2021
Nicole Goulet Avatar
They are very professional, non judgement and super helpful with information possibilities since I had no idea what I was up against. I would definitely highly recommend their service.
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Nicole G. 1/09/2024
Arabica “arabicacoffeeguy” CoffeeGuy Avatar
Brett and Brennan have been extremely caring, compassionate and professional during the entire time. The knowledge I’ve gained will not be lost. Thank you
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Arabica “. 5/17/2022
patricia brown Avatar
I highly recommend Hoyes, Michalos & Associates. The whole process was much easier than I expected and they make you feel very comfortable. Mark was very pleasant to work with and all the staff and reception are very pleasant to speak with.
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patricia b. 6/07/2024
Mark Weber Avatar
Benny and Janette made a difficult situation much less stressful and were great throughout the process. Highly recommend
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Mark W. 8/12/2021
Sonia Tavares Avatar
Extremely professional and helpful staff. They make the process so easy and seamless.
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Sonia T. 10/23/2024
Kelsea Loram-martin Avatar
I am so grateful I chose Hoyes, Michalos & associates to help me finally become debt free. They made my experience pain and stress free. Every question was answered and Im finally living debt free with a small bi-weekly payment.
I could not be happier with my experience with them!
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Kelsea L. 4/04/2023
M H Avatar
Hoyes, Michalos & Associates Inc. can help. Knowledgeable and friendly people who know the challenges that people face today. Strongly recommend that your reach out to them as they may be able to help you.

You can tell they care about their clients, and this makes the world of difference.

If you are struggling with debt like I was, do yourself a favor and reach out to them, it can change you life.
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M H. 8/12/2020
parham Kavian Avatar
I highly recommend Hoyes!
Mr. Benny and his team are incredibly professional and super helpful at what they do. Their friendliness and ease of service is above and beyond expectations!
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parham K. 4/14/2022
Steve Ali Avatar
I was looking for a place to do the proposal and you guys came up and you seemed to meet my needs. I spoke to Nicholas and he told me to come in and see him, he helped me out and it felt like I hit the nail in the head. Everything went well, there was no stumble in between. Very happy and pleased with the services provided by both Nicholas and Diana.
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Steve A. 11/11/2019
Jessica Avatar
I have absolute gratitude for H, M&A. Jason Q at the Brampton is like an angel. This has been an exceptional experience. Professional, efficient, informative and sincere desire to help people that want to help themselves and need a chance like this to begin a meaningful fresh start and actually make progress. This is real and highly recommend. 10 stars. THANK YOU SO SO MUCH!!!!!!!
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Jessica 7/22/2023
Tsuyoshi Ohashi Avatar
Extremely helpful. Ted and his consultants know what they are doing. very professional. Before you go in and have high expectations that they can eliminate most of your debt, do some research about consumer proposals and whether or not your situation fits for what they need to do. 10/10 would recommend Hoyes and Michalos!
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Tsuyoshi O. 4/06/2020
Kevin Lassaline Avatar
Very good service, highly recommended!
How to avoid bankruptcy =
Save your money, don't lend money to your sister.
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Kevin L. 11/06/2019
Tricia Castle Avatar
I would highly recommend Hoyes Michalas. They always responded to my inquiries in a timely manner, I never felt rushed and they went out of their way to explain all of my options. They provided me with excellent advice and an option which allowed me to get back on track financially and provide security for my family in the long term.
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Tricia C. 3/19/2021
jamie joly Avatar
My experience with thus far has been excellent. I'm currently working with a trustee named Jason; who has been very helpful in displaying the options available me by walking me through each step of the process. I highly recommend Hoyes, Michalos & Associates for your financial redemption or as a excellent resource. They wanna help, give them a call today!
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jamie j. 6/05/2021
footprint 911 Avatar
Hoyes, Michalos & Assoc. were a pleasure to deal with. They helped me every step of the way with my case. They told me exactly how to do things and always replied to me by email and kept me update with everything. Couldn't have asked for better. Thank you so much for your professionalism and your assistance with everything. I am now stress free.
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footprint 9. 11/01/2022

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