Hoyes Michalos – Reviews and Testimonials

Amazing experience with Jennifer Kwon. She was so knowledgeable and helped me feel comfortable throughout the whole process. The process was well explained to me and went exactly as described. Would highly recommend this company for anyone looking for debt services

I can’t recommend this place enough. I can echo what others have said regarding Kristen and making this whole process so much easier and less judgemental than I thought possible. Kristen is so awesome and the whole team has done more for me and my family than I can really express here. I appreciate the help beyond words, thank you.

Amazing staff and service. Were able to help me through my insolvency process with minimal requirements

Jamie was very professional, friendly and helpful. Willing to answer any questions we had and deal with creditors who continued to call and email us. We would definitely recommend them to anyone.

Stop wasting your money and time..call this office, they will help you from day one, to the date of discharge. Best experience I've ever had. Mark was amazing and very patient. Found a way to help my life turn for the better and put a stop to endless bills and disgusting interest rates. Now being successfully discharged I'm able to start from scratch and learn from my past mistakes.

Thank you for this chance Hoyes!

Kind regards

Russel.

My Filing a Consumer Proposal was not as difficult as I had thought. (Billy) was very pleasant and explained everything to me. My first counselling session was great, and the questions were easy and straight forward. I would recommend this company . It's is surprising how less stressful you become once you know your are free of debt.

I went from drowning in debt, to small monthly payments to just recieving an email that said my proposal has been paid off. Even the initial meeting with Sandra was a relief. She explained everything very well and was very polite. A friend recommended me and I tell anyone who will listen. I can't thank you awesome people enough.

Mine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly ability to repay, plus being constrained by a hefty garnishment, I was at a really low point - deeply disappointed in myself & ashamed for putting myself in this situation. I felt I was really sitting outside the door of bankruptcy & very anxious about it. In researching that process, I learned about Hoyes, Michalos & Associates & their services to assist with debt relief. I decided to call the office of Sandra Sykora to make an appointment to speak with her.
Right from the start Sandra let me know that there were options other than bankruptcy to help relieve my situation. In that first really open & friendly meeting, Sandra clearly took me through the options & the process for filing a consumer proposal, answering all my questions With a debt relief plan, rather than bankruptcy & the garnishment suspended, a huge weight was lifted.
When problems with one of the creditors arose, Sandra & the team at HM provided exceptional assistance and support to resolve the situation. Their incredible attention to my situation & quick responses to any and all my queries put me at ease throughout the process.
With my consumer proposal accepted, I am hugely relieved at having the debt reduced & an affordable plan to repay the remainder.
Anyone looking for guidance in dealing with an overwhelming financial situation can rely on the professional team at HM. Give them a call, have a complementary conversation with one of their licensed trustees – you will be in good hands to help you sort out your own situation!

Jason has been nothing but helpful during some of our toughest time. He was very clear with the process and provided support through the entire process. I highly recommend Hoyes, Michalos & Associates for a fresh start.

I was hitting rock bottom with debt and reached out to Hoyes Michalos & Associate and spoke to Rebecca she is very understanding and makes you feel comfortable, I would definitely recommend her to family and friends.

I contacted Hoyes, Michalos and Associates at the beginning of the year, when my debt became unmanageable and very stressful. I was partnered with Benny Mendlowitz who walked me through how a proposal worked and the options available to me. Benny was extremely helpful, knowledgeable and compassionate towards my situation.

He outlined each step of the process and was very helpful and reassuring during such a stressful time. Benny ensured that i received the best possible outcome to start fresh and say goodbye to my debt.

I was also partnered with Brennan Thompson for my second counseling session. Brennan was also very helpful and supportive, providing sound knowledge and support for my future.

Thank you to Hoyes, Michalos and Associates for all the hard work, and a special thank you to Benny and Brennan you guys are awesome!

I am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there to answer my questions and have paved a new path going forward. They have an incredible website and tools that will help me succeed in starting over following my consumer proposal. Thank you!!! Denis

I thought there was no hope with my credit card debt. I was browsing online to see if there were any options for help. I came across this business and I immediately contacted them. I'm still in the early stages but Rebecca was very helpful and knowledgeable. It's such a relief that there was a business that could help and everything has been going smoothly!

needed help getting back on track financially. Can not say enough good things about Hoyes, Michalos and of course Billy Martell who made the whole process seamless. What a relief to finally have things cleared up and us on a much brighter path now!

Thanks to Benny and his team for making sure everything worked out in my favour and explaining each step in detail to me. Professionalism at its best. Highly recommend

Working with this firm was effortless - they handled everything that needed to be handled with very little work required on my part. The process was painless and every person I talked to with them was wonderful, knowledgeable and very willing to answer any questions about the process that I had.

I’ve been struggling financially for the past 2 years. Doug has helped me so much it has been life changing. I’ve learned a lot of ways to save money and properly manage it so I am comfortable. Very friendly and honest company.

Extremely professional and knowledgeable team.
Sandra is incredibly experienced and the provided support is invaluable.

The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.

Jason was great to work with. Easy, took care of everything. Life is less stressful.