Hoyes Michalos – Reviews and Testimonials

Doug and Scott have been nothing but informative, helpful and made the entire Consumer Proposal process stress-free. For individuals who are unaware that this is an option for them due to unfortunate economic circumstances, this was a lifeline for me and a real path towards my own financial freedom and ability to build personal wealth. I'd highly recommend anyone who is looking to understand what options are available to them to get out of debt, to explore a Consumer Proposal and do your due diligence to determine if this is the right option for you. There's no shame is educating yourself or asking for assistance. After researching a few firms, I chose Hoyes, Michalos & Associates for their expertise, professionalism and informative approach. Thank-you Doug and Scott!

Excellent service and very professional !
I was very apprehensive, the team at Hoyes Michalos put my mind at ease and walked me through each step. Thank you all so much and a huge thank you to Brennan!

This company has been incredibly helpful to me, and the people who work there are super friendly and flexible.

Rebecca Martyn is wonderful. She is a very caring, sensitive and knowledgeable person. She always responds quickly and effectively to any of your questions or concerns.
I highly recommend her for your financial matters.

My experience with Jason Quinney was great, he saved me drowning in debt problems. I will always be grateful for these great people. Thank you Jason.

I am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there to answer my questions and have paved a new path going forward. They have an incredible website and tools that will help me succeed in starting over following my consumer proposal. Thank you!!! Denis

Awesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not worrying about money a peace of mind...

Despite it not being a good thing I was there for, working with Nicholas from Hoyes was a great experience! It has been the best thing I have done this past year. Nicholas was always very helpful and provided me with a lot of knowledge and support throughout the process. I even recommended my friend to him as well! For anyone looking to get their financials in order, this is the place and the people to work with!

Hoyes is very good at what they do. They assure you the decision you’re making is the right one for you. Making your stress level non-existent and putting your mind at ease. Thanks Howard & Patty!

Jennifer and her team are very professional, kind, supportive and super helpful. She was able to help me get back on track and have a fresh start. I am so truly grateful to Hoyes, Michalos & Associates. EXCELLENT service and I will definitely recommend them.

Going into this I was very apprehensive because there are so many questions and I had no idea where to start but Scott Terrio made this process easier, with less stress and most importantly very quick. In less than two weeks from my initial phone call I was on my way to a debt free future. He was available to answer any question I had almost immediately through email or phone. A consumer proposal was the right choice for me, I recommend Scott Terrio at Hoyes & Michalos, the entire team is super easy going and professional.

These guys are tricksters. Do not believe a word they say. They will make you pay more so they make more as they get 20% off of your payments. I would not recommend this company to anyone.

They were so unbelievably helpful, they gave me such amazing advice and were so easy and friendly to deal with. Highly recommend!

Mark is very professional who helps lot of family with a fresh start.explains all the suitable options and gets it done.

Jason was great to work with. Easy, took care of everything. Life is less stressful.

Mark has been great with helping me resolve my debt concerns. He helped reduce my overall debt way more than I expected and is always quick to respond to any questions I have. I highly recommend them.

Hoyes, Michalos & Associates helped me navigate my personal finances in a way the left me feeling in control and like I made the best decision for me. The process was quick and easy and they were always available for the many questions I had along the way.
A special thank you to Jason for making this process as uncomplicated as possible.

Great experince i had with them at first i was unsure what to expect but they were so friendly and was able to help me with everything now i have a big weight off my shoulders.
Jennifer kwon was so helpful and always repied to my messages
Highly recommend her.

Nicholas really took the time to go through all the information and get my consumer proposal the best rate. He made the process really simple and easy. I was very worried going into this but Nicholas truly helped me feel secure that I was making the right decision.

I found the firm of Hoyes, Michalos & Associates Inc. to be very easy to work with right from our first contact. Everyone who worked with me to resolve my situation was pleasant, responsive and patient (Brett, Peter and Billy). They took the time to answer my questions and make sure I understood the process. This was an especially positive experience in such difficult times. I appreciate their excellent customer service and professionalism and would recommend them to my family and friends.