Hoyes Michalos – Reviews and Testimonials

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We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

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5.0 Stars - Based on 1827 User Reviews
pat Avatar
Nicolas and Diana were awesome right from the beginning of my journey.
They are very professional and non-judgmental!

I began with Nicolas who was over the top with explaining and putting me at ease.

Diana went up and above her duties for me.
My stress level actually disappeared!
They really care!

If anyone has to go this route, I highly recommend HOYES, MICHALOS & ASSOCIATES!
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pat 12/21/2020
Travis Jeanes Avatar
This is a really great place they are helping me get my life on track I would definitely recommend
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Travis J. 8/02/2022
Natasha Diguer Avatar
I had a lot of debt that I could not keep up with. I did some research and got some consultations with a couple firms. Hoyes, Michalos & associates is the firm I ended up chowing. My adviser was very knowledgeable and very understanding about the whole process and so helpful! Maureen is a fabulous and happy person that makes this process feel less intimidating and more comfortable that I’m helping my future self to have a better credit rating and not having anymore debts! Super happy with the service I’m receiving and all the help I also received during this process!
Thank you so much Maureen for all your help and kindness ❤️
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Natasha D. 3/21/2022
Nondumiso Mbulawa Avatar
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Nondumiso M. 3/22/2022
Lisa Gregory Avatar
They answered all my questions and listened to my concerns to help our family make the best decision possible. They are very knowledgable and professional. Would highly recommend them!
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Lisa G. 10/14/2021
C N Avatar
We received exceptional service from the staff at Hoyes and Michalos Brampton location. Jason gave excellent advice and truly looks out for your best interest. He is professional and extremely knowledgeable. He addressed all our questions promptly and explained everything in detail. We would highly recommend Jason and his team based on our positive experience!
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C N. 9/13/2020
Joel Evangelista Avatar
Scott Terrio and his associate have been extremely helpful, understanding and patient with me for this whole process of applying for a consumer proposal. I couldn't have had a better experience dealing with such a high stress inducing aspect of my life. Since working with Scott, I've felt significantly less pressure in my life knowing that I'm actually being taken care of. Any information I've requested due to my lack of knowledge of the field was welcomed and offered to me with kindness and patience. Thank you Scott Terrio, Hoyes, Michalos & Associates! I truly am so grateful for your help with my financial situation.
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Joel E. 1/07/2023
Irena Dent Avatar
I rarely submit reviews...unless the service or product that i receive is exceptional.... exceptionally great... or exceptionally poor.
From the beginning, the staff from Hoyes, Michalos & Assoc., have given me an experience that has been exceptionally great! Nicholas calmly guided me through a terrible dark time of my life to the other end where I could see light and possibilities. He was knowledgeable, concise, and personable -just the kind of confident person to help in times of financial stress.
As I approach the completion of this process of reestablishing my financial situation, i was guided by yet another outstanding member of the H,M,&A team. Meg Penstone was crucial in helping me complete the final steps of reaching a healthy credit state. i was a bit daunted by the process of correcting info with the credit rating bureaus. I thought I understood, but Meg very quiclky pointed out crucial vital points that would improve my credit standing significantly. She spent as much time as was necessary to fill out the forms accurately. Meg answered all my questions to the point where I felt very confident that all was going to be O.K.
My greatest thanks to all the H,M&A team members who guided my on this stressful journey especially Nicholas To and Meg Penstone.
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Irena D. 3/21/2023
Mike Laird Avatar
This company was great. Patty has been wonderful to work with through my proposal, everything was fully explained, she helped with my zoom counselling meetings, she helped me with all paperwork online and always coached me to keep a positive outlook through the whole process overall the Hoyes team was great Mike Laird
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Mike L. 4/16/2021
Karo William Avatar
Look no further if you are seeking help with your financial situation. In my opinion Hoyes is unquestionably the best. Joel and Heather are super people... empathetic, knowledgeable and efficient. Thank you, thank you, thank you for your kindness and great advice in helping us to get our finances under control.
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Karo W. 11/04/2021
James J Avatar
Sandra Sykora did an outstanding job helping me through every step! She is a consummate professional, personable, kind and patient. Hoyes, Michalos & Associates were the perfect choice to successfully deal with debt. Highly recommended!!
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James J. 9/27/2022
Aaron Tymchuk Avatar
The Windsor team is responsive and genuinely care about the process involved. Angela was very responsive helpful and friendly service through the entire process.
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Aaron T. 7/01/2020
Rob Ferraz Avatar
Total pros. Friendly, fast and thorough. Scott knows what he's doing and is a trustworthy guy. Highly recommended!
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Rob F. 9/14/2020
Carlos Johnson Avatar
Having financial struggles can make you feel like you're trapped in quicksand and can be emotional draining. The entire team at Hoyes, Michalos & Associates helped me figure out all my options and what my next step could look like. They didn't judge me, they were only interested in getting me to a good place. They were amazing and they truly cared about my well being! It all starts with a call or an email...
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Carlos J. 8/14/2021
Kitty Avatar
This company and certain individuals have done wonders for fighting for me to help me manage my debt. They have given me tons of information so I don't wind up in this spot again. Truly, a wonderful group of people, who hold your best interest as if it's their own. 100% recommend.
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Kitty 12/05/2022
Just a Ways gone Avatar
Hoyes, Michalos & Associates have always been up front about everything, they gave me the facts regarding my accounts and have been very helpful regarding my situation. I highly recommend using them on your trek to being financially stable again
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Just a. 2/13/2021
Peter Galan Avatar
Excellent professional services ,well over my expectations.
Thank you so much.
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Peter G. 7/14/2021
Jamie Joseph Avatar
After having a difficult time with job loss, we struggled to make our payments. Debt piled up and with all the calls it has been very stressful time, I am so grateful I was referred to Hoyes, Michalos & Associates they helped us to take care of debt and gave us lots of information to help us through this transition as well as plenty of information for our future financial goals.
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Jamie J. 3/24/2021
Wrath Oranos Avatar
Very professional and very efficient. The entire process was well explained and all questions were answered. If anyone I know ends up in the financial dilemma I found myself in, I know exactly where to direct them.
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Wrath O. 12/13/2022
Cierra Bailey-Rice Avatar
Despite it not being a good thing I was there for, working with Nicholas from Hoyes was a great experience! It has been the best thing I have done this past year. Nicholas was always very helpful and provided me with a lot of knowledge and support throughout the process. I even recommended my friend to him as well! For anyone looking to get their financials in order, this is the place and the people to work with!
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Cierra B. 6/11/2019

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