Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1893 User Reviews
Farrah Kyle Avatar
I can't say enough good things about my experience with Jamie and Ted at Hoyes! Jamie was so understanding, easy to talk to, supportive and explained all of our options in a way we could fully understand and make informed decisions so we didn't have to file bankruptcy.
If you need to talk to anyone about your financial situation, call these guys! Bankruptcy may not be your only option!
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Farrah K. 3/28/2024
Rosemary Eade Michalak Avatar
Very professional and responsive to my situation. Put me at ease right away and didn't talk down to me but talked in terms that I could understand.
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Rosemary E. 11/30/2020
Diane K Avatar
Jennifer and her team are very professional, kind, supportive and super helpful. She was able to help me get back on track and have a fresh start. I am so truly grateful to Hoyes, Michalos & Associates. EXCELLENT service and I will definitely recommend them.
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Diane K. 4/09/2021
Ronnett Nikolevski Avatar
The people who work there are very friendly, they make you feel comfortable and at ease, making the process of what you’re dealing with easy to go through. I recommend anyone needing help with financial issues give Hoyes , Michalos a call , you’ll be glad you did 😊
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Ronnett N. 7/04/2022
Holly L Avatar
Kristen has been amazing and very informative! Highly recommend.
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Holly L. 2/13/2023
Sweeta Yaqubi Avatar
Brett Nicholson is an excellent trustee and my experience was highly positive. Brett demonstrated a deep understanding of the insolvency process and provided clear, comprehensive guidance throughout. Their professionalism and responsiveness were commendable, ensuring that I felt supported and informed at every stage. Brett expertise and transparent communication made a challenging situation more manageable, and I appreciate the diligence and care hun and his team brought to the process. I have already recommend their services to 3 family members seeking assistance with their financial matters. Thank you
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Sweeta Y. 1/23/2024
ashley burrows Avatar
The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.
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ashley b. 6/08/2021
A Google User Avatar
I was living pay cheque to pay cheque and struggling. The stress I was dealing with was affecting many aspects of my life in a negative way, I finally turned to Hoyes , Michalos & associates. This was the best decision I have ever made, Jeff and Alison are amazing people to deal with, they are so understanding they explain the process in a way that I completely understood, I wish I had done this year's ago, my life has changed so much for the positive and I'm stress free. I highly recommend Hoyes , Michalos and associates, if you are struggling like i was PLEASE call them because you WILL get your life back!!
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A G. 9/14/2020
Tareq Abdallah Avatar
Benny mendlowitz from hoyes micheals has helped me so much they provided me with all the information took time to explain to me all information he was patient with me there were things I didn’t really understand and Benny services help get a better understanding of what I should do. They made my application clear and successful as great service and very happy with my business with my hoyes Michael thank you very much I strongly recommend their great services .
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Tareq A. 5/05/2022
Tash L. Avatar
I am so grateful for what they did and are still doing for me financially, especially with my student loans, which was a big factor....in just a matter of a few months, I can see the difference they have made and it’s certainly a wonderful feeling becoming debt free! Thanks a million!
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Tash L. 4/30/2020
Larry Butler Avatar
If you are struggling with debt and need relief then you can't do better than reaching out to Hoyes, Michalos & Associates. Kristen is the best, highly recommended.
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Larry B. 1/21/2022
Jonathan Sanderson Avatar
I was overwhelmed with credit debt. Being bombarded with constant phone calls, and letters, from debt collectors was very stressful. It seemed like there was no way out. Until I heard about Hoyes, on my local talk radio station. They are friendly, caring, knowledgeable, and professional, with many year's of experience. During my first meeting, they took the time to learn about my debt, and financial situation. Explaining my different options, and helping to come up with a plan that would work best for me. They helped me avoid filing for bankruptcy, by putting forward a consumer proposal to my creditors. My proposal was accepted, and I am happy to finally be debt free, thanks to Hoyes. It feels like a huge weight has been lifted off of my shoulders. Hoyes are the best debt relief specialists.
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Jonathan S. 5/19/2019
Farah Mohamed Avatar
Everyone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you through the process.
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Farah M. 2/09/2022
Elolo Kwame Avatar
I do appreciate the warmth and compassionate way of dealing with clients through a very difficult period. Excellent job Maureen.
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Elolo K. 7/06/2020
Kerry Pommells Avatar
I recently went through the consumer proposal procedure and was assisted by Mr. Jason Quinney. I'd want to share my great experience and strongly recommend their services to anyone in need of financial assistance.

The communication was excellent throughout the entire process. Jason was timely in responding to all of my questions and concerns. He provided detailed explanations, ensuring I understood what was happening at each level. I admired his commitment to keeping me informed and involved throughout the process.

My consumer proposal was accepted, and I am now on the road to financial recovery, thanks to his skill and guidance. I cannot describe how grateful I am for the assistance I received.
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Kerry P. 7/17/2023
Chantel Lee Avatar
So grateful for the support I've received from Hoyes, Michalos & Associates. I feel much lighter, and have so much more hope for the future now. Highly recommend using there services!
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Chantel L. 1/03/2023
Steph Borrelli Avatar
Staff at hoyes go well out of their way to help you get through your debt needs. They’re friendly and flexible, always. I would highly recommend them if you’re looking for any advice with your debt. Their solutions are great :) and their service is fast and friendly and you can schedule with them whenever is best for you.
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Steph B. 8/11/2020
Ashley Jones Avatar
When I finally had enough and had tried everything, I finally made the call. I was terrified and had so many questions and was so overwhelmed, full of guilt and shame. And let me tell you it was the best choice I had made in a long time. I was helped right away by Scott Terrio and he was fantastic! Walked me through everything and answered all my questions. Within a couple of days we had the ball rolling.
It was really nice to have some in my corner.
Ashley
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Ashley J. 6/28/2022
Sarah Zia Avatar
From the moment I contacted Hoyes, Michalos & Associates, it was a stress-free and wonderful experience. Although decisions and conversations about these topics can be filled with a lot of stress, confusion and anxiety, I felt so relieved to be chatting with such a kind and understanding team.

I was provided with all my options and was provided with all the information and answers necessary to make my decision. I'm so grateful that I got to work with Scott as he one of the most patient, compassionate and understanding people. He (and others on the team) always took his time to answer my questions and provide the best advice for my situation which was so appreciated as matters like this can be tricky.

Thank you to all at Hoyes, Michalos & Associates for providing me with a fresh start and your kindness during this whole process. You will be happy that you chose them!
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Sarah Z. 2/12/2022
PAUL HAWTHORNE Avatar
Mark Borysiak helped me immensely in getting my affairs back in order. Would 100% recommend.
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PAUL H. 11/10/2022

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