Hoyes Michalos – Reviews and Testimonials

If you're looking for debt relief then Hoyes is who you need to talk to. They have helped in the past as well and have always been there for me.

The staff here are very professional and compassionate about what they do. They walked my wife and I through a difficult period in our life and helped us get everything back together again. We are now debt-free with a level of stability and savings we never thought would be possible.

Compared to other firms I called, Hoyes was able to get me the best proposal based on my financial situation. Rebecca is a pleasure to work with - she is empathetic and compassionate, knowledgeable, and she got all the paperwork done and submitted rather quickly. I would highly recommend Hoyes!

Mark is amazing, very compassionate & extremely helpful. Let’s you know your not alone in this journey !!
The company gives awesome tips on how to budget in the credit counseling.
I highly recommend them

Hoyes, Michalos & associates were very helpful. They provided me a solution to get out of my debt with a very reasonable payments. They also gave me great advice on rebuilding credit and sent me all the info I needed. They went above and beyond to make sure my experience was easy going. I would definitely recommend them to any one that needs help with their debt.

Jason Quinney from (Hoyes, Michalos and Associates Inc) has helped me when i was in a very bad financial place in my life.

Him and his team have really great with me from the very first time i walked in there office they are very professional.

Jason have given me great advice and answer all of my question when i asked them. Which lead me to make a proper decision about my finances.

If you are in any financial problem please vist them, they will help you the same professional way they helped me.

Joel and Heather have been very helpful throughout the process of my consumer proposal. Joel thoroughly explains all options. Heather provides realistic advice and welcoming discussion. I would recommend them and Hoyes to anyone in my situation!

I was struggling with the debt and reached a point where I could not catch up with the bills (and heavy interest). Soon, creditors' letters and phone calls started coming, and later a dreaded letter about the court date.

Joel and the team have helped me get my life on track. Joel is very courteous and showed sincere empathy for my struggle and pain. After reviewing my situation carefully, he provided me with the best option.

I highly recommend Joel and the team. If you are struggling like me, it's worth giving them a call.

Such an amazing company, with thoughtful and caring people. They greatly help me during my time of need. I would highly recommend.

Rebecca talked me through everything step by step and clearly explained everything. I am very impressed by her knowledge and professionalism. Thank you Rebecca for giving me peace of mind.

I was really stressed about my debt. I was going to file for bankruptcy. But after talking with Benny, we decided that a consumer proposal would be best. After my meeting I felt relieved and happy. I would recommend them if you are looking to file for a consumer proposal or bankruptcy. 🙂🙂🙂

I had been struggling with debt since 2017 when my Husband and I separated~ I was able to keep up until I retired and my income was substantially lower. I researched and read every article that I could find on what I could do~~ After all my research with the various companies offering to help with debt relief, I decided to speak with the people at Hoyes, Michalos in St Catharines, everything was explained to me in language that I could understand and the various options were presented at the first meeting. They are all wonderful and made me feel very comfortable instead of embarrassed. I decided to go with a Consumer Proposal and they did everything for me~~ I will be paying it for 5 years but it is only one third of what I owed, so at the end of it I will have paid my creditors something and I will then be debt free~~ I can never Thank them enough 😊

When my wife and I found ourselves in a very difficult position, Mark was able to outline our best options and get us on track to recovery. Our consumer proposal was executed quickly and successfully and our dignity was kept intact throughout the process. It's incredible how much stress was taken from our lives by making the simple decision to set up an appointment here. Once again, can't say enough about Mark!

I highly recommend Hoyes & Michalos, no judgement, Kind courteous and professional , straight to the point in every way. I personally dealt with Brian and I'm truly indebted to his insight and no-nonsense approach , he turned a very stressful and what seemed a no-win-scenario into here's the plan and this is how we get you back on top. I am back on top and winning now, love these guys.

Jeff S....
1/30/23

A very relaxed, non judgmental initial interview laying out the appropriate action for my circumstance. Follow-up visits reinforced the feeling of being respected and being able to discuss the process and report filings in a very cordial, informative environment. Definitely, it has been a very pleasurable experience so far, as I continue to deal with the reality of having to file for bankruptcy.

I was in a relationship that ended after 12 years, and it left me homeless and in a lot of debt. My daughter and her husband gave me a place to stay until I am able to get a place of my own. I attended a meeting with my daughter and Hoyes,Michaols & Associates at their Windsor office to discuss how to get help with my debt. We were given a free consultation on what I can do to help my self. After about one half hour I came away feeling that I was on the right track. When we left the building my daughter said I think we have finally met an honest person .

As life goes i made quite a few financial mistakes early on. I dug myself a hole that I wasn't able to get out of without some help. I went to Hoyes, Michalos & Associates off the recommendation of a family member. I was nervous, but they were amazing! Brian and Courtney truly understood my situation and helped me to understand many things about banking and the markets that I never knew. With their help and guidance I'm happy to say im debt free and the process was very easy. The customer service was fantastic and the payments were more than manageable. I cant thank them enough for helping me through this.

If you have any concerns or questions regarding your debt, I highly recommend this trustee!

Jason was very informative and organized. He helped me get a better understanding with what I was getting done and I was able to contact when needed and he responded in a timely manner. I would recommend to anyone.

Very professional and friendly. Answered all my questions and made the process painless as possible. Now I am on my way to debt freedom thanks to Hoyes Michalos.

Doug Hoyes and team are incredibly knowledgeable, accommodating and most of all, kind and understanding. They put you at ease through the entire process and guide you through it step by step. I knew after speaking to Doug versus others in the industry that I was making the best decision.