Hoyes Michalos – Reviews and Testimonials

Everyone here has been wonderful to work with. I highly recommend Hoyes, Michalos & Associates to aid in your financial situation.

I would highly recommend Hoyes Michalos and Associates. Jason and his team are amazing to deal with. He is very quick, understanding and explained everything in great detail. I feel so much better about my financial situation after speaking with him. I never once felt pressured or judged. If you are struggling give him a call, it was the best decision I could have ever made.

Excellent service and very professional !
I was very apprehensive, the team at Hoyes Michalos put my mind at ease and walked me through each step. Thank you all so much and a huge thank you to Brennan!

  I can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys and especially Benny!

Staff was so extremely helpful and they made the process so easy. Help me reduce my debit and get me an easy payment to help me manage my money to save up for my future.

I had been struggling with my finances for a while and was too scared to face the challenge of sorting them out myself so I contacted Hoyes, Michael's & Associates. I cannot say enough good things about the support I have received. Joel and Patricia in particular have been life savers. I have felt absolutely no judgement and in fact was very encouraged to not be down on myself for getting into this situation but instead be thankful I did something about it and to learn from it. Patricia is heaven sent. She explains things in such a relatable way and exhibits such patience for the things I do not understand and need some extra help with. I no longer feel afraid to tackle my finances with the support of this team. Thank you so much for helping me with something that felt impossible to do alone. You have changed my life and for that I am very grateful. Thank you thank you thank you!

Mark and Michelle have both been very helpful during my entire bankruptcy. They always gave clear advice and information which made the whole process so much easier. I highly recommend seeing them because they made my life so much easier during this stressful step.

Nicholas is knowledgeable and helpful, he helps me to get a fresh start! Thank you!

This office helped me in ways I could not have imagined. I had reached out to them to bounce off a question I had about managing debt. Ian listened to my question and then he asked about my full situation, he listened through it all. Ian provided me with an answer to my question as well as some provided me with some options that I did not even know existed. Because of his recommendations I decided to go a different route in managing my debt than what I had originally intended to do, which was amazing! Not only was the process simple it was also seamless. The stress and pressures are now off my shoulders and I can actually start to live life with possibility and hope. Hoyes Michalos stepped in and stepped up to help me on my journey of becoming debt free. If I could, I would give them 10 stars for amazing service, great options, and the added support I needed.

Thank you so much Jennifer kwon. I was so fortunate to have chosen hoyes,michalos.
They are very professional. Jennifer always repilied back to me ASAP when I was anxious.
You helped me the best you could and opened the best way for me.
If there are still people who are still hesitating, I want to tell them to find Jennifer kwon.

A big help on my financial problems. Now I can start afresh with the help of Hoyes Michalos. Before I'm so ashamed cause I can't pay all my debts on time. Now, I can say I'm debt relieved. Whoever you are Hoyes won't let you down if you ask for their help. Thank you so much Hoyes. Thank you with all my heart.

Great experience with Hoyes and Michalos. Mark in barrie location was great! He made me feel very comfortable dealing with a high stress debt situation. They took care of everything for me and I am truly grateful for the hard work he has done. I highly recommend Hoyes and Michalos. Very professional and willing to work around my schedule. If you are struggling do not hesitate to reach out to this company. Thank you Hoyes and Michalos. Thank you Mark!

I was going through a very expensive, very prolonged, and long-winded custody battle/divorce, and the debt just kept mounting, and a consumer propsal was my best option given the circumstances at the time.

Working with Hoyes, Michalos & Associates was a very pleasant, straightforward experience. My counsellor was nice and upfront, and the proposal team was so awesome and accommodating throughout my journey.

I'm so glad that I paid it off as soon as I did. Matter of fact, I wish I had done it sooner, but I'm satisfied.

If you can pay off your debt without assistance, please do so. However, if your back is against the wall, please consider speaking to Hoyes to look at all your options.

We had a great consultation with Ianina! She gave us hope, gave us a solution, walked us through the next steps and our options. She was extremely empathetic and understanding to our situation and left us feeling better about our future. She was very kind to us and our toddler and was very informative and educated us. We are looking forward to working with this office to help us get out of debt and move forward with our lives. Thank You so much for giving us hope when others were trying to take it all away.

So grateful for the support I've received from Hoyes, Michalos & Associates. I feel much lighter, and have so much more hope for the future now. Highly recommend using there services!

I will gladly give this place a 5 star rating. Scott S is an amazing person to deal with. Even after the proposal is filed and good. He is always available for any questions I have with a quick response. I am glad I chose this place for my proposal. I recommend all the people that ask about a proposal to reach out here. Thanks for being a great person and company.

Dealing with the Hoyes staff was a better experience than I expected.
Professional. The make you feel at ease.
Billy and Beau my councilor are excellent at answering questions and providing advice..
I would definitely recommend them...

Awesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not worrying about money a peace of mind...

Maureen Parent guided me throughout the whole process of managing my debts and went by smoothly. She is very knowledgeable, approachable and is non judgemental at all. I am so happy with the service. Not only i am debt free, i am also stress-free. :) I highly recommend Hoyes and Michalos & Associates

Life happens, and going through financial struggles can be nerveracking. Benny and Janette went above and beyond to provide me with all the information, understanding and support I needed in order to make the right decision for my situation.
They always answered promptly any questions I had, and guided me step by step through some uneasy choices.

I can now breathe easy thanks to their professionalism!
Highly recommend!