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Welcome to
Hoyes Michalos & Associates Inc., Trustees in Bankruptcy
. To find the information you need on the site, choose one of the six options below or search the site content for your keywords.
NEWS:
Massive increase in personal bankruptcy rate in September
Latest Topic on Hoyes Michalos' Blog:
Massive Increase in Personal Bankruptcy Rate in Ontario and Canada
Massive increase in personal bankruptcy filings in September 2009
[Read more]
Contact Hoyes Michalos' Offices
Hoyes Michalos has offices all across Ontario. Find the one closest to you and contact us to arrange for a
free consultation
with one of our licensed trustees.
Contact Us
Talk to an expert now
. Phone numbers, maps & directions to Hoyes Michalos' Ontario offices.
Online Evaluation
Online evaluation by one of our trustees is a perfect opportunity to get an expert's opinion on the alternatives available to you. It is:
online and simple to use
free
confidential
constitutes no obligation for you
Online Evaluation
Free and confidential. Our trustees will review your situation and
find solutions that can work for you
.
Personal Bankruptcy
Learn about:
bankruptcy process in Ontario
the assets you get to keep if you declare bankruptcy
what happens with your car and your house
... and everything else you need to know to make an informed decision
Personal Bankruptcy
Personal bankruptcy offers fresh financial start.
Learn if filing bankruptcy is the right choice for you.
Online F.A.Q
Find answers to these and your other questions about dealing with money problems:
How can I stop collection calls?
How can I stop a wage garnishment?
How will my bankruptcy affect my spouse?
Frequently Asked Questions
Answers to frequently asked questions
about bankruptcy, consumer proposals, and other debt management related topics.
Consumer Proposal
Find out about advantages of a consumer proposal over bankruptcy, which debts you can include in a proposal, what does it cost to file it, and whether you qualify for a proposal.
Consumer Proposals
A Consumer Proposal is the #1 alternative to bankruptcy in Canada.
Find out if you qualify
.
Testimonials/Success Stories
"It has not been an easy journey but you and your staff have certainly made the journey much easier than we felt we had a right to expect and for that we thank each and every one of you."
Read more on what our customers are saying about us...
Testimonials/Success Stories
Read
what others are saying
about their experience with Hoyes Michalos.
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