Are you juggling debt and looking for a debt consolidation company? Balancing credit payments against household expenses? If so, you may be looking for a debt consolidation program so you can lower your monthly payments.

The Licensed Insolvency Trustees at Hoyes Michalos can help you find the best solution.

A consumer proposal is a great debt consolidation option because it:

  • Deals with almost all unsecured debts;
  • Results in one, single, lower monthly payment;
  • Eliminates interest;
  • Stops creditor actions;
  • Reduces principal repayment by as much as 70%.

Here is an example of what your monthly payments might look like assuming you have $40,000 in debt today:


We can help you become debt free.