Your debts are high and the struggle is keeping you up at night so much so that you know you need to do something. Yet you’ve been delaying filing for bankruptcy because you’re nervous about the process or... Read more »
A consumer proposal is a safe and reliable way to get out of debt but it can also be the cheapest in terms of monthly payments. This is because a consumer debt proposal combines two substantial... Read more »
I strongly believe that the bankruptcy process should be fair for all parties. So, when I observe what I believe to be unfair treatment, I speak up. On December 1, 2015, new laws came into... Read more »
Trustee in Bankruptcy, Benny Mendlowitz answers the most pressing questions about paying down debt by filing bankruptcy. Benny is a trustee at Hoyes Michalos in charge of our Scarborough and North York offices and during the show he answers... Read more »
On today’s show, Ted Michalos talks about the cost of bankruptcy. He begins the show by rethinking the way we look at bankruptcy. Instead of costing you money, he explains that, bankruptcy saves you money because it... Read more »
Our short video on the 3 main factors that affect what it costs to file for bankruptcy. For more information, read our full article How Much Bankruptcy Costs TRANSCRIPT There is a financial cost to bankruptcy,... Read more »
There is a lot to consider when deciding whether or not you should declare bankruptcy. Top of mind is often the question: what will it cost me to file for bankruptcy? Yes, there is a... Read more »
Most people view bankruptcy as the end of the road but in truth it’s just a beginning. Whether you file for bankruptcy or are able to make a deal with your creditors through a proposal,... Read more »
Filing for bankruptcy is a big decision. It has both positive and negative financial consequences that impact you and your family. Before you make such a big decision it’s important to weigh your options and... Read more »
Doug Hoyes and Ted Michalos explain what is meant by surplus income payments in personal bankruptcy in Canada. NOTE: The surplus income limits are updated annually by the government. Here is where you can find... Read more »
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