Milton C. (not his real name), married, 34 years old, $27,100 in debts, Newmarket, Ontario
Just over 5 years ago I was going through a very rough period in my life. The majority of my issues stemmed from my financial situation.
I became overwhelmed with creditor collection calls and did not know what to do. I thought that I would lose my house and lose my car among other things.
I met with one of your professionals and by the end of my second meeting I felt a huge weight lifted off my shoulders. From being out of control I finally felt in control of my future.
I greatly appreciate the help that I received from my initial meeting through to the completion of my consumer proposal. All of your employees were very respectful, professional and in tough times, that is what I really needed. I’m back on track and I do think your firm helped guide my path to recovery.
Best regards and thanks again.
One of the most common stress points we hear is clients telling us they are afraid that when the phone rings it will be another collection call. The good news is that the legal protection provided by a bankruptcy or consumer proposal can stop the collection calls so you feel much less stress. The process is fairly simple:
- Contact us for a free debt assessment
- If you need to file a bankruptcy or proposal, we’ll work with you to complete the paperwork.
- We file the necessary documents with the government. From here forward you the benefit of bankruptcy protection from all creditor actions.
- We notify your creditors that you have filed a bankruptcy or consumer proposal. This will stop the collection calls.
Sometimes it takes time for your creditors to notify everyone involved that you have filed a bankruptcy or proposal, especially if they have outsourced calls to collection agencies.
That’s OK. When you get a call all you need do is tell them you filed for bankruptcy or made a proposal to your creditors and give them our name as your trustee. They can contact us if they don’t have the paperwork yet. If they do continue to call, give us a call. We are happy to contact them directly on your behalf.